1175 Derby Blvd, Flint, MI 48532 Property Records

Genesee County property record for 1175 Derby Blvd, Flint, MI 48532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,625 sqft · built 2005
Lot Size	0.447 acres (19,471 sqft)
Owner	Individual Name on File
Tax Bill	$4,672 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-13-626-044`

Property Details

APN / Parcel Number

Primary APN	`04-13-626-044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,625 sqft Living Area
1st Floor Area	1,613 sqft
Basement Area	1,613 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Lot Area	19,471 sqft (0.447 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1175 DERBY BLVD
City	FLINT
State	MI
Zip	48532-3017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FS,SING
Legal Description	CLAYTON TOWNSHIP T7N R5E UNIT 44 SARATOGA EST (05) FR 04-21-200-021
Legal Subdivision	SARATOGA EST
Legal Unit	44
Jurisdiction	GENESEE MI
Township / Civil Division	CLAYTON
Census Block Group	2
Census Block	2007
Census Tract	12704

Owner

1175 Derby Blvd is owned and occupied by an individual who acquired it in October 2021.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1175 DERBY BLVD, FLINT, MI 48532-3017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage LEGACY MORTGAGE
Oct 15, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
May 4, 2019	Deed of Trust, Mortgage · Line of Credit GENISYS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2021
Deed Sale	Oct 15, 2021
Prior Sale	Jul 14, 2006 · Amount on File
Deed Document Number	202181762
Prior Transfer Date	Jun 26, 2006
Prior Transfer Doc	0000064977
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	1175 DERBY BLVD, FLINT, MI 48532-3017
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4473 BRISTOLWOOD DR, FLINT, MI 48507-3722

Mortgage

Document Number	202109290077509
Date	Sep 29, 2021
Instrument	202109290077509

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company
Address	GRAND BLANC, MI 48439

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 15, 2021
Property Address	1175 DERBY BLVD, FLINT, MI 48532-3017
Document Number	202110150081762
Map Reference	DOC 200404190043669
Instrument Date	Aug 13, 2021
Instrument	202110150081762
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$2,537.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1175 DERBY BLVD, 1175, FLINT, MI 48532-3017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1175 DERBY BLVD, FLINT, MI 48532-3017

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	1175 DERBY BLVD, FLINT, MI 48532-3017
Document Number	0000038350
Instrument Date	May 4, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1175 DERBY BLVD FLINT MI 485323017, FLINT, MI 48532-3017

Mortgage

Document Number	0000038350
Date	May 21, 2019
Instrument	38350

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326-2947

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1175 Derby Blvd was $4,672 with a homeowner's exemption, up 3.3% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Clayton Charter Township
Unified School District	Swartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,800 (+9.93%)	$325,600 (+9.93%)
2025	$4,672.00 (+3.27%) Homeowner's exemption	$148,100	$296,200
2024	$4,524.00
2023		$122,700	$245,400
2021	$3,045.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1175 Derby Blvd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1981)
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1175 Derby Blvd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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