1175 Clays Trl, Oldsmar, FL 34677 Property Records

Pinellas County property record for 1175 Clays Trl, Oldsmar, FL 34677

Property Summary

Property TypeCondominium
Details1,500 sqft · built 1991
Lot Size0.559 acres (24,347 sqft)
OwnerIndividual Name on Record
Last Sale$241,500 (Apr 2020)
Tax Bill$2,558 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APNC62-000-759-2995-0

Property Details

APN / Parcel Number

Primary APNC62-000-759-2995-0
Alternative APNs
  • 10-28-16-50479-006-0602
  • 281610504790060602
  • 162810504790060602
  • R110729

Interior

Stories1 Story
Building Area1,500 sqft Living Area
1st Floor Area1,500 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1997
Architectural StyleCondo/Apartment
Exterior MaterialBrick/Stone
Construction TypeWood
Lot Area24,347 sqft (0.559 acres)
View / LotCorner
Garage TypeAttached
Parking Spaces1 Parking Space
PorchScreened Porch
Deck Area100 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR110729
Street Address1175 CLAYS TRL
CityOLDSMAR
StateFL
Zip34677-4839
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLAUREL OAKS AT EAST LAKE WOODLANDS I CONDO PHASE 6, UNIT 602
Legal Range16E
Legal Township28S
Legal Section10
Legal SubdivisionLAUREL OAKS AT EAST LAKE
Legal Phase6
Legal Tract50479
Legal Block6
Legal Lot Number602
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2013
Census Tract27325

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1175 CLAYS TRL, OLDSMAR, FL 34677-4839
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2022Deed of Trust, Mortgage · Line of Credit
SEACOAST NATIONAL BANK
Nov 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST GUARANTY MORTGAGE CORP
Apr 6, 2020Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2020 · Amount on Record
Deed SaleApr 6, 2020 · Amount on Record
Deed Document Number2020113093
Deed Book / Page20952 / 855
Prior Transfer DateDec 10, 2013
Prior Transfer Doc0182562164
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address1175 CLAYS TRL, OLDSMAR, FL 34677-4839
Transaction TypeMortgage
Record UpdatedJan 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1175 CLAYS TRL, OLDSMAR, FL 34677-4839

Mortgage

Document Number0218792440
DateJan 5, 2022
Book Page21879/2440
Instrument2022004930
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 24, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address1175 CLAYS TRL, OLDSMAR, FL 34677-4839
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1175 CLAYS TRL 602, 602, OLDSMAR, FL 34677-4839

Mortgage

Document Number0212721513
DateNov 25, 2020
Book Page21272/1513
Instrument2020355890
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateApr 6, 2020
Property Address1175 CLAYS TRL, OLDSMAR, FL 34677-4839
Document Number0209520855
Book / Page20952 / 855
Map ReferenceOR 7269 PG 556
Instrument DateApr 3, 2020
Instrument2020113093
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanySECURITY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,690.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0209520856
DateApr 6, 2020
Instrument20952/0856
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,558.00 (+6.23%) Homeowner's exemption$176,842 (+5.99%)$253,354 (+4.84%) Building $253,354
2024$2,408.00 (+2.29%)
2023$2,354.00 (+3.38%) Homeowner's exemption$166,852 (+3%)$241,669 (+9.48%) Building $241,669
2022$2,277.00 Homeowner's exemption$161,992$220,736 Building $220,736

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 267 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies267 in force
Nearby Flood Claims22 (1979–2026)
Claims Outside the SFHA14 of 22
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Irma, Sep 2017 · 3 claims
  • Tropical Storm Debby, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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