11746 Crossroads Pl, Concord, NC 28025 Property Records

Cabarrus County property record for 11746 Crossroads Pl, Concord, NC 28025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,831 sqft · built 1999
Lot Size0.42 acres (18,295 sqft)
Owner2 Individual Names on File
Last Sale$530,000 (Apr 2022)
Tax Bill$2,836 (2023)
Deeds & MortgagesApr 2017 Mortgage
Nov 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01028A0029.000000

Property Details

APN / Parcel Number

Primary APN01028A0029.000000
Alternative APNs
  • 5525 24 4781
  • 154443
  • 1116

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,831 sqft Living Area
Gross Area4,108 sqft
1st Floor Area1,459 sqft
Upper Floors Area1,372 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area18,295 sqft (0.42 acres)
Lot Dimensions223 ft deep x 112 ft wide
Garage TypeFinished
Garage Area585 sqft
DrivewayConcrete Driveway
Driveway Area1,100 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area480 sqft
PorchSlab
Porch Area240 sqft
Patio Area452 sqft
Storage Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number154443
Street Address11746 CROSSROADS PL
CityCONCORD
StateNC
Zip28025-5931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR
Legal DescriptionLT 29 PORTERS LANDING
Legal SubdivisionPORTERS LANDING
Legal Lot Number29
JurisdictionCABARRUS NC
Township / Civil Division1, HARRISBURG
Census Block Group2
Census Block2012
Census Tract41507

Owner

11746 Crossroads Pl is owned and occupied by two individuals who bought it in April 2022.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address11746 CROSSROADS PL, CONCORD, NC 28025-5931
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
Nov 21, 2019Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
Apr 1, 2022Warranty Deed, Transfer · Conventional Mortgage
ALLEN TATE MORTGAGE PARTNERS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2022 · Amount on File
Deed SaleApr 1, 2022 · Amount on File
Prior SaleFeb 27, 2001 · Amount on File
Deed Document Number202211106
Deed Book / Page15944 / 103
Record UpdatedOct 29, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address11746 CROSSROADS PL, CONCORD, NC 28025-5931
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012463129
DateApr 28, 2017
Book Page12463/0129
Instrument12463-0129
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressSAN BRUNO, CA 94066
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2032

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address11746 CROSSROADS PL, CONCORD, NC 28025-5931
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013853164
DateNov 21, 2019
Book Page13853/0164
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressBURLINGAME, CA 94010
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2034

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateApr 1, 2022
Property Address11746 CROSSROADS PL, CONCORD, NC 28025-5931
Document Number0015944103
Book / Page15944 / 103
Map ReferenceMB 34 PG 5
Instrument DateMar 31, 2022
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,060.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8505 RAVEN TOP DR, 8505, MINT HILL, NC 28227-3613

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address11746 CROSSROADS PL, CONCORD, NC 28025-5931

Mortgage

Document Number0015944108
DateApr 1, 2022
Instrument15944/108
Lender
NameALLEN TATE MORTGAGE PARTNERS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$519,770 Land $104,000 Building $415,770
2024$519,770 (+53.96%) Land $104,000 Building $415,770
2023$2,836.00$337,590 Land $50,000 Building $287,590$337,590 Land $50,000 Building $287,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11746 Crossroads Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11746 Crossroads Pl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTONES THROW MHP
private · serves 183 people · EPA ID NC0113217
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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