11745 Split Tree Cir, Potomac, MD 20854 Property Records

Montgomery County property record for 11745 Split Tree Cir, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,939 sqft · built 1986
Lot Size	0.293 acres (12,767 sqft)
Owner	2 Individual Names on File
Last Sale	$1,250,000 (Aug 2015)
Tax Bill	$15,264 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-02440565`

Property Details

APN / Parcel Number

Primary APN	`10-02440565`
Alternative APN	`02440565`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,939 sqft Living Area
Gross Area	5,698 sqft
1st Floor Area	1,725 sqft
Basement Area	1,549 sqft
Finished Basement	1,549 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,767 sqft (0.293 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	640 sqft
Porch	Enclosed Porch
Porch Area	477 sqft
Deck Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02440565
Street Address	11745 SPLIT TREE CIR
City	POTOMAC
State	MD
Zip	20854-2892
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	WINTERSET 6934/709 8 346/470
Legal Subdivision	WINTERSET
Legal Block	2
Legal Lot Number	38
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	3
Census Block	3012
Census Tract	706007

Owner

Source: Montgomery County records · APN 10-02440565

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11745 SPLIT TREE CIR, POTOMAC, MD 20854-2892
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 11, 2015 · Amount on Record
Deed Sale	Aug 11, 2015 · Amount on Record
Deed Book / Page	50794 / 241
Prior Transfer Date	Jun 23, 2009
Prior Transfer Doc	0507940235
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11745 SPLIT TREE CIR, POTOMAC, MD 20854-2892
Document Number	0553590214
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	UNITED GENERAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11745 SPLIT TREE CIR POTOMAC MD 208542892, POTOMAC, MD 20854-2892

Mortgage

Document Number	0553590214
Date	Dec 11, 2017
Book Page	055359/000214

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,406,833 (+7.15%)	$1,594,500 (+21.44%) Land $463,800 Building $1,130,700
2025	$15,264.00 (+0.64%)	$1,313,000 (+10.07%) Land $463,800 Building $849,200	$1,313,000 (-) Land $463,800 Building $849,200
2024	$15,167.00 (+21.71%)
2023		$1,192,867	$1,313,000 Land $463,800 Building $849,200
2022	$12,462.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2019–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2022

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 343 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.