11744 E Cutler Rd, Riverdale, MI 48877 Property Records

Montcalm County property record for 11744 E Cutler Rd, Riverdale, MI 48877

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,500 sqft · built 2020
Lot Size	40.2 acres (1,755,163 sqft)
Owner	Trust Name on File
Last Sale	$104,000 (Apr 2019)
Tax Bill	$3,468 (2025)
Deeds & Mortgages	Aug 2022 Transfer Apr 2019 Sale & Mortgage
APN	`018-012-009-00`

Property Details

APN / Parcel Number

Primary APN	`018-012-009-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,500 sqft Building Perimeter
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	1,755,163 sqft (40.2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	11744 E CUTLER RD
City	RIVERDALE
State	MI
Zip	48877-9618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A144 NW 1/4 OF NE 1/4 SEC 12 T12N R5W. 40 A.
Legal Range	05W
Legal Township	12N
Legal Section	12
Jurisdiction	MONTCALM MI
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1000
Census Tract	970100

Owner

11744 E Cutler Rd is owner-occupied and held in a trust since August 2022.

Source: Montcalm County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	11744 E CUTLER RD, RIVERDALE, MI 48877-9618
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 26, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMERCIAL BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2019 · Amount on File
Deed Sale	Apr 26, 2019 · Amount on File
Prior Sale	Jan 29, 2015 · Amount on File
Deed Document Number	20194716
Last Transfer Date	Aug 10, 2022
Transfer Doc	2022R09709
Record Updated	Sep 20, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTCALM MI
Recording Date	Aug 12, 2022
Property Address	11744 E CUTLER RD, RIVERDALE, MI 48877-9618
Document Number	2022R09709
Instrument Date	Aug 10, 2022
Instrument	2022R09709
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11744 E CUTLER RD, RIVERDALE, MI 48877-9618

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Apr 26, 2019
Property Address	11744 E CUTLER RD, RIVERDALE, MI 48877-9618
Document Number	2019R04716
Instrument Date	Apr 5, 2019
Instrument	2019R-04716
Transaction Type	Transfer
Record Updated	Jun 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11744 E CUTLER RD, VESTABURG, MI 48891

Mortgage

Document Number	2019R04717
Date	Apr 26, 2019
Instrument	2019R-04717

Lender

Name	COMMERCIAL BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 11744 E Cutler Rd was $3,468, up 3.1% from the year before.

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
County Subdivision	Richland Township
Unified School District	Vestaburg Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,200 (+6.9%)	$384,400 (+6.9%)
2025	$3,468.00 (+3.06%)	$179,800	$359,600
2024	$3,365.00
2023		$137,900	$137,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 11744 E Cutler Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11744 E Cutler Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on E Cutler Rd

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