11743 Explorer Ter, Midlothian, VA 23114 Property Records

Chesterfield County property record for 11743 Explorer Ter, Midlothian, VA 23114

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,613 sqft · built 2002
Lot Size	0.276 acres (12,023 sqft)
Owner	Individual Name on Record
Last Sale	$355,500 (Jul 2018)
Tax Bill	$4,707 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`740-69-72-80-600-000`

Property Details

APN / Parcel Number

Primary APN	`740-69-72-80-600-000`
Alternative APN	`398469001`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,613 sqft Finished Area
1st Floor Area	627 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	12,023 sqft (0.276 acres)
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	408 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	398469001
Street Address	11743 EXPLORER TER
City	MIDLOTHIAN
State	VA
Zip	23114-5306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	ST JAMES WOODS SEC I 011
Legal Subdivision	ST JAMES WOODS
Legal Lot Number	11
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	2
Census Block	2004
Census Tract	100932

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11743 EXPLORER TER, MIDLOTHIAN, VA 23114-5306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
May 15, 2019	Deed of Trust, Mortgage · Conventional with PMI C&F MTG
Jul 31, 2018	Warranty Deed, Transfer · Conventional Mortgage C & F MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Prior Sale	Sep 3, 2009 · Amount on Record
Deed Document Number	201828296
Deed Book / Page	12056 / 545
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	11743 EXPLORER TER, MIDLOTHIAN, VA 23114-5306
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014431-442
Date	Dec 4, 2023
Book Page	14431/442
Instrument	2023036304

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 21, 2053

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	11743 EXPLORER TER, MIDLOTHIAN, VA 23114-5306
Document Number	1231023
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11743 EXPLORER TER MIDLOTHIAN VA 231145306, MIDLOTHIAN, VA 23114-5306

Mortgage

Document Number	1231023
Date	May 20, 2019
Book Page	012310/000023
Instrument	17604

Lender

Name	C&F MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2049

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jul 31, 2018
Property Address	11743 EXPLORER TER, MIDLOTHIAN, VA 23114-5306
Document Number	12056545
Book / Page	012056 / 000545
Instrument Date	Jul 20, 2018
Instrument	28296
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$356.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11743 EXPLORER TER MIDLOTHIAN VA 231145306, MIDLOTHIAN, VA 23114-5306

Mortgage

Document Number	12056549
Date	Jul 31, 2018
Book Page	012056/000549
Instrument	28297

Lender

Name	C & F MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,707.00 (+15.96%)	$526,100 (+5.83%) Land $79,000 Building $447,100	$526,100 (+5.83%) Land $79,000 Building $447,100
2025		$497,100 (+12.14%) Land $72,000 Building $425,100	$497,100 (+12.14%) Land $72,000 Building $425,100
2023	$4,059.00	$443,300 Land $65,000 Building $378,300	$443,300 Land $65,000 Building $378,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

11743 Explorer Ter, Midlothian, VA 23114 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Explorer Ter

Nearby Streets

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