St. Clair County property record for 11743 Belle River Rd, Riley, MI 48041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,532 sqft · built 1988 |
| Lot Size | 3.25 acres (141,570 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $312,500 (Aug 2020) |
| Tax Bill | $4,245 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-29-034-2002-000 |
| Primary APN | 74-29-034-2002-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,532 sqft Living Area |
| 1st Floor Area | 1,552 sqft |
| Basement Area | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 141,570 sqft (3.25 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 11743 BELLE RIVER RD |
|---|---|
| City | RILEY |
| State | MI |
| Zip | 48041-4302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | BEG S 88D 42M 10S E 101.45' FROM INT 1/4 COR, TH N 0D 52M 44S E 567.38', TH S 51D 47M E 357.95', TH S 69D 58M 55S E 9', TH S |
| Legal Range | 14E |
| Legal Township | 06N |
| Legal Section | 34 |
| Legal Subdivision | 11743 BELLE RIVER ROAD |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | RILEY |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 658500 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11743 BELLE RIVER RD, RILEY, MI 48041-4302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CSB BANK |
| Aug 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Jan 27, 2017 | Deed of Trust, Mortgage · Line of Credit LAKESTONE BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2020 · Amount on Record |
| Deed Sale | Aug 27, 2020 · Amount on Record |
| Prior Sale | Aug 27, 2020 · Amount on Record |
| Deed Document Number | 202020684 |
| Deed Book / Page | 5232 / 749 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 11743 BELLE RIVER RD, RILEY, MI 48041-4302 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047970434 |
|---|---|
| Date | Feb 6, 2017 |
| Book Page | 4797/434 |
| Instrument | 2017003108 |
| Name | CSB BANK |
|---|---|
| Type | Bank |
| Address | CAPAC, MI 48014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 165 Months |
| Due | Nov 1, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 27, 2020 |
| Property Address | 11743 BELLE RIVER RD, RILEY, MI 48041-4302 |
| Document Number | 0005232749 |
| Book / Page | 5232 / 749 |
| Instrument Date | Jul 2, 2020 |
| Instrument | 2020020684 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | PLATINUMFIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,343.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11743 BELLE RIVER RD, 11743, RILEY, MI 48041-4302 |
| Name | Verified Name |
|---|---|
| Address | 11743 BELLE RIVER RD, RILEY, MI 48041-4302 |
| Document Number | 2020020685 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 2020020685 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 11743 BELLE RIVER RD, RILEY, MI 48041-4302 |
| Document Number | 0047970369 |
| Book / Page | 004797 / 000369 |
| Instrument Date | Jan 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2017 |
| Name | Verified Name |
|---|---|
| Address | 11743 BELLE RIVER RD RILEY MI 480414302, RILEY, MI 48041-4302 |
| Document Number | 0047970369 |
|---|---|
| Date | Feb 6, 2017 |
| Book Page | 004797/000369 |
| Name | LAKESTONE BK&TR |
|---|---|
| Address | 83 W NEPESSING ST, LAPEER, MI 48446-2101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 5, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Riley Township |
| Unified School District | Memphis Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167,000 (+3.34%) | $334,000 (+3.34%) | |
| 2025 | $4,245.00 (+2.96%) Homeowner's exemption | $161,600 (+11.37%) | |
| 2024 | $4,123.00 (+9.57%) | $323,200 (+11.37%) | |
| 2023 | $145,100 | ||
| 2022 | $3,763.00 | $290,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
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