1174 S Penrose Dr, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1174 S Penrose Dr, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,661 sqft · built 1997
Lot Size	0.194 acres (8,459 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (May 2021)
Tax Bill	$1,702 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`304-27-631`

Property Details

APN / Parcel Number

Primary APN	`304-27-631`
Alternative APN	`304276312`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,661 sqft Living Area
Gross Area	1,773 sqft
1st Floor Area	1,661 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	8,459 sqft (0.194 acres)
Parking Spaces	3 Parking Spaces
Pool Area	454 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1174 S PENROSE DR
City	GILBERT
State	AZ
Zip	85296-8808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	GREENFIELD LAKES PARCEL 3 UNIT 3 MCR 431-23
Legal Range	6E
Legal Township	1S
Legal Section	22
Legal Subdivision	GREENFIELD LAKES PARCEL 3 UNIT 3
Legal Lot Number	185
Legal Unit	3
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2016
Census Tract	814700

Owner

1174 S Penrose Dr is owned and occupied by two individuals who bought it in May 2021.

Source: Maricopa County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1174 S PENROSE DR, GILBERT, AZ 85296-8808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
May 18, 2021	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2021 · Amount on File
Deed Sale	May 18, 2021 · Amount on File
Prior Sale	Jul 7, 2008 · Amount on File
Deed Document Number	2021553617
Prior Transfer Date	Nov 6, 2014
Prior Transfer Doc	0000839361
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Jul 21, 2026
Property Address	1174 S PENROSE DR, GILBERT, AZ 85296-8808
Document Number	0000431202
Instrument Date	Jul 13, 2026
Instrument	2026431202
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1174 S PENROSE DR, GILBERT, AZ 85296-8808

Mortgage

Document Number	0000431202,
Date	Jul 21, 2026
Instrument	2026431202

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 18, 2021
Property Address	1174 S PENROSE DR, GILBERT, AZ 85296-8808
Document Number	0000553617
Map Reference	MB 432 PG 23
Instrument Date	May 12, 2021
Instrument	20210553617
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1174 S PEMOSE DRIVE, 1174, GILBERT, AZ 85296

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1174 S PENROSE DR, GILBERT, AZ 85296-8808
Investor	Possibly a Property Investor

Mortgage

Document Number	0000553618
Date	May 18, 2021
Instrument	20210553618

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1174 S Penrose Dr was $1,702.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,200 (+96.27%)	$442,000 (+6.58%) Land $88,400 Building $353,600
2025	$1,702.00	$22,520 (-49.23%)	$414,700 (-6.51%) Land $82,900 Building $331,800
2024		$44,360	$443,600 Land $88,700 Building $354,900
2023	$1,821.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1174 S Penrose Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1174 S Penrose Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.3% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Google Fiber, T-Mobile.

Nearby Properties on S Penrose Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures