1174 River Ridge Dr, Middletown, VA 22645 Property Records

Warren County property record for 1174 River Ridge Dr, Middletown, VA 22645

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,864 sqft · built 2002
Lot Size	20.2 acres (883,440 sqft)
Owner	Individual Name on File
Last Sale	$427,500 (May 2019)
Tax Bill	$4,591 (2026)
Deeds & Mortgages	Oct 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11E-5`

Property Details

APN / Parcel Number

Primary APN	`11E-5`
Alternative APN	`30133`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,864 sqft Living Area
Gross Area	6,544 sqft
1st Floor Area	1,864 sqft
Basement Area	1,804 sqft
Unfinished Basement	1,804 sqft
Flooring	Softwood
Interior Walls	Wood

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2018
Exterior Material	Logs
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	883,440 sqft (20.2 acres)
Terrain	Wooded
Deck Area	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	30133
Street Address	1174 RIVER RIDGE DR
City	MIDDLETOWN
State	VA
Zip	22645-3979
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	L5 RIVER RIDGE ON THE SHENANDOAH PHASE 1
Legal Subdivision	RIVER RIDGE ON THE SHENANDOAH
Legal Phase	1
Jurisdiction	WARREN VA
Township / Civil Division	NORTH RIVER
Census Block Group	2
Census Block	2088
Census Tract	20200

Owner

Source: Warren County records · APN 11E-5

Assessment roll updated April 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3100 CHEVERLY AVE, CHEVERLY, MD 20785-1233
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 06, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
May 01, 2019	Deed, Transfer · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 01, 2019 · Amount on Record
Deed Sale	May 01, 2019 · Amount on Record
Deed Document Number	20191952
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	1174 RIVER RIDGE DR, MIDDLETOWN, VA 22645-3979
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210008694
Date	Oct 06, 2021
Instrument	210008694

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	May 01, 2019
Property Address	1174 RIVER RIDGE DR, MIDDLETOWN, VA 22645-3979
Document Number	190001952
Map Reference	DD 543 PG 24
Instrument Date	Apr 15, 2019
Instrument	190001952
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	TLC SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3100 CHEVERLY AVE, CHEVERLY, MD 20785-1233

Mortgage

Document Number	190001953
Date	May 01, 2019
Instrument	190001953

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated April 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,591.00 (+3.26%)	$806,900 (-13.08%) Land $296,400 Building $510,500
2025	$4,446.00 (+57.05%)	$928,300 (+60.63%) Land $414,900 Building $513,400	$806,900 (+39.63%) Land $296,400 Building $510,500
2024	$2,831.00	$577,900 (-) Land $217,300 Building $360,600	$577,900 (-) Land $217,300 Building $360,600
2023		$577,900 Land $217,300 Building $360,600	$577,900 Land $217,300 Building $360,600
2022	$2,831.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 3, 2008 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Low lower than 63% of the US · above 60% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	10 / 1

Based on FCC filings for 5 locations within half a mile of this property.

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