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1174 Pine Bluff Dr, Chipley, FL 32428 Property Records

Washington County property record for 1174 Pine Bluff Dr, Chipley, FL 32428 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms3 Baths
Year BuiltBuilt 2007
Square Footage2,178 sqft Heated Area
Lot Size56,628 sqft (1.3 acres)
OccupancyOwner Occupied
Last Sale$21,000 (2024)
Tax Bill$2,546.00 (2025)

Property Details

APN / Parcel Number

Primary APN000023910110
Alternative APN
  • 23910110

Interior

Bedrooms2 Beds
Full Baths3 Baths
Building Area2,178 sqft Heated Area
Gross Area3,250 sqft Gross Area
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2007
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area56,628 sqft (1.3 acres)
Garage TypeFinished Garage
Garage Area528 sqft Garage
Patio Area192 sqft Patio
PorchOpen Porch
Porch Area352 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number000023910110
Street Address1174 PINE BLUFF DR
CityCHIPLEY
StateFL
Zip32428-4499
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description22 4 13 1.3 LOT 10 BLK A PINE BLUFF OR 555 P 226
Legal Range13W
Legal Township04N
Legal Section22
Legal SubdivisionPINE BLUFF
Legal BlockA
Legal Lot Number10
JurisdictionWASHINGTON FL
Minor Civil DivisionCHIPLEY
Census Blockgroup1
Census Block1004
Census Tract970102

Owner

Source: Washington County records · APN 000023910110

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1174 PINE BLUFF DR, CHIPLEY, FL 32428-4499
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 03, 2025Deed of Trust, Mortgage · Building or Construction Mortgage
INNOVATIONS FCU
Jan 08, 2024Warranty Deed, Transfer · Line of Credit
PEOPLES BANK OF GRACEVILLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 08, 2024 · Amount on Record
Deed SaleJan 08, 2024 · Amount on Record
Deed Doc Number202467000137
Deed Book / Page1291 / 785
Record RefreshedJun 08, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address1174 PINE BLUFF DR, CHIPLEY, FL 32428-4499
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1153 MOCKINGBIRD LN, CHIPLEY, FL 32428-4301

Mortgage

Document Number0067001470
DateMar 03, 2025
Book Page1329/876
Instrument202567001470
Lender
NameINNOVATIONS FCU
TypeCredit Union
Address910 NAVY BLVD, PANAMA CITY BEACH, FL 32408
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term372 Months
DueMar 26, 2056

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateJan 08, 2024
Property Address1174 PINE BLUFF DR, CHIPLEY, FL 32428-4499
Document Number0067000137
Book / Page1291 / 785
Map ReferenceMB 4 PG 25&26
Instrument DateJan 03, 2024
Instrument202467000137
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyPANHANDLE LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$147.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address930 DAYLIGHT CIR, LAKE MARY, FL 32746-5178

Transferred To (Grantee/Buyer)

NameVerified Name
Address1910 LIMESTONE LN, CHIPLEY, FL 32428-4041

Mortgage

Document Number0000000787
DateJan 08, 2024
Instrument1291/787
Lender
NamePEOPLES BANK OF GRACEVILLE
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term62 Months
DueMar 15, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,546.00 (+6.53%) Homeowner's exemption$224,645 (+2.9%)$264,798 (-20.11%) Land $25,000 Building $239,798
2024$2,390.00 (+2.22%) Homeowner's exemption$218,314 (+3%)$331,441 (+9.86%) Land $28,000 Building $303,441
2023$2,338.00 (+2.86%) Homeowner's exemption$211,955 (+3%)$301,695 (+12.06%) Land $30,000 Building $271,695
2022$2,273.00 Homeowner's exemption$205,782$269,237 Land $30,000 Building $239,237

Flood & Wildfire

1174 Pine Bluff Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Washington County (12133C), updated July 4, 2011

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
46th percentile of exposed land nationally · 16th in Florida
Wildfire LikelihoodModerate — about 1 in 1,250 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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