Carroll County property record for 1174 Jo Apter Pl, New Windsor, MD 21776
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,020 sqft · built 1997 |
| Lot Size | 0.329 acres (14,351 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Feb 2025) |
| Tax Bill | $4,826 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-017088 |
| Primary APN | 11-017088 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,020 sqft Total Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,351 sqft (0.329 acres) |
| Deck Area | 196 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 017088 |
|---|---|
| Street Address | 1174 JO APTER PL |
| City | NEW WINDSOR |
| State | MD |
| Zip | 21776-9213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LT 29 - 14351 SQ FT 1174 JO APTER PL 41-69 ATLEE RIDGE SEC 2 |
| Legal Subdivision | ATLEE RIDGE PLAT 6 |
| Legal Lot Number | 29 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 11, NEW WINDSOR |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 511000 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1174 JO APTER PL, NEW WINDSOR, MD 21776-9213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORWICH COMMERCIAL GROUP INC |
| Jul 13, 2021 | Deed, Transfer · Conventional Mortgage REDFIN MORTGAGE LLC |
| May 10, 2017 | Deed, Transfer · FHA Mortgage BAY CAPITAL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2025 · Amount on Record |
| Deed Sale | Feb 12, 2025 · Amount on Record |
| Prior Sale | Jul 13, 2021 · Amount on Record |
| Deed Book / Page | 11417 / 295 |
| Prior Transfer Date | Feb 10, 2012 |
| Prior Transfer Doc | 0071490201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1174 JO APTER PL, NEW WINDSOR, MD 21776-9213 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | DEFINITIVE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0099570494 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 9957/494 |
| Name | NORWICH COMMERCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | AVON, CT 06001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jul 13, 2021 |
| Property Address | 1174 JO APTER PL, NEW WINDSOR, MD 21776-9213 |
| Document Number | 0103630354 |
| Book / Page | 10363 / 354 |
| Map Reference | MB 41 PG 69 |
| Instrument Date | Jun 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1174 JO APTER PL, NEW WINDSOR, MD 21776-9213 |
| Document Number | 0010363362 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 10363/362 |
| Name | REDFIN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | May 10, 2017 |
| Property Address | 1174 JO APTER PL, NEW WINDSOR, MD 21776-9213 |
| Document Number | 0086830458 |
| Book / Page | 8683 / 0458 |
| Map Reference | MB41 PG69 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 8683-0458 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | MASTERS TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1174 JO APTER PLACE, NEW MIDWAY, MD 21775 |
| Document Number | 0086830465 |
|---|---|
| Date | May 10, 2017 |
| Instrument | 8683-0465 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | New Windsor Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,826.00 (+2.86%) Homeowner's exemption | $349,400 (+2.86%) | $359,100 (-) Land $100,000 Building $259,100 |
| 2025 | $4,692.00 (+9.88%) Homeowner's exemption | $339,700 (+10.69%) | $359,100 (+8.82%) Land $100,000 Building $259,100 |
| 2023 | $4,270.00 Disabled Person's exemption Veteran's exemption | $306,900 | $330,000 Land $100,000 Building $230,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jul 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF NEW WINDSOR serves 1,732 people · EPA ID MD0060008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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