1174 Grays Peak, Covington, KY 41011 Property Records

Kenton County property record for 1174 Grays Peak, Covington, KY 41011

Property Summary

Property Type	Condominium
Details	4 bd · 4 ba · 2,804 sqft · built 2008
Lot Size	0.064 acres (2,804 sqft)
Owner	Company Name on Record
Last Sale	$625,000 (Oct 2021)
Tax Bill	$8,281 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041-30-02-003.26`

Property Details

APN / Parcel Number

Primary APN	`041-30-02-003.26`
Alternative APN	`841-30-02-003.26`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,804 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	2,804 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	0413002003.26
Street Address	1174 GRAYS PEAK
City	COVINGTON
State	KY
Zip	41011-1162
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VIEWS CONDOMINIUM PHASE I UNIT 326 CHANGE LANDUSE SEE 041-30-02-003.2
Legal Subdivision	VIEWS CONDOMINIUM
Legal Phase	1
Legal Lot Number	326
Legal Unit	326
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1025
Census Tract	61600

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	1174 GRAYS PEAK # 326, 326, COVINGTON, KY 41011-1162
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW FOUNDATION SAVINGS BANK
Oct 20, 2021	Warranty Deed, Transfer · FHA Mortgage WARSAW FSLA
Jan 11, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	Oct 20, 2021 · Amount on Record
Deed Document Number	0005900347
Deed Book / Page	125 / 487
Last Transfer Date	Mar 13, 2024
Transfer Doc	0005900138
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1174 GRAYS PEAK # 326, 326, COVINGTON, KY 41011-1162
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900254
Date	Feb 26, 2021
Book Page	175/52
Instrument	21022605900254

Lender

Name	NEW FOUNDATION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 20, 2021
Property Address	1174 GRAYS PEAK # 326, 326, COVINGTON, KY 41011-1162
Document Number	0005900347
Book / Page	125 / 487
Map Reference	MBAPL2093-2093C&2904
Instrument Date	Oct 15, 2021
Instrument	21102005900347
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	816 SARATOGA ST, NEWPORT, KY 41071-1932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1174 GRAYS PEAK # 326, 326, COVINGTON, KY 41011-1162

Mortgage

Document Number	0005900348
Date	Oct 20, 2021
Instrument	21102005900348

Lender

Name	WARSAW FSLA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 11, 2019
Property Address	1174 GRAYS PEAK, COVINGTON, KY 41011-1162
Document Number	0000000097
Book / Page	0C6580 / 000156
Instrument Date	Jan 7, 2019
Instrument	97
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$505.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2774 BLUE ROCK RD CINCINNATI OH 452396333, CINCINNATI, OH 45239-6333

Mortgage

Document Number	98
Date	Jan 11, 2019
Book Page	0C6580/000159
Instrument	98

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,281.00 (-0.53%)	$625,000 (-) Building $625,000	$625,000 (-) Building $625,000
2023	$8,325.00	$625,000 Land $50,000 Building $575,000	$625,000 Land $50,000 Building $575,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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