1174 Co Rd 523, Jackson, MO 63755 Property Records

Cape Girardeau County property record for 1174 Co Rd 523, Jackson, MO 63755

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,182 sqft · built 2018
Lot Size	21.3 acres (927,828 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,109 (2025)
Deeds & Mortgages	May 2019 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`062001000001030000`

Property Details

APN / Parcel Number

Primary APN	`062001000001030000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,182 sqft Living Area
Attic	Attic
Attic Area	566 sqft
Basement Area	1,616 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Lot Area	927,828 sqft (21.3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1174 COUNTY ROAD 523
City	JACKSON
State	MO
Zip	63755-8796
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT NW OF SEC 10 & PT NE SEC 9
Legal Range	13E
Legal Township	33S
Legal Section	10
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	SHAWNEE
Census Block Group	4
Census Block	4001
Census Tract	880100

Owner

1174 Co Rd 523, a rural home, is owned and occupied by two individuals who acquired it in April 2015.

Source: Cape Girardeau County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1174 COUNTY ROAD 523, JACKSON, MO 63755-8796
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage WOOD & HUSTON BANK
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage WOOD & HUSTON BANK
Apr 3, 2019	Loan Modification, Mortgage NOT AVAILABLE
Apr 4, 2018	Trustee's Deed, Construction Loan · Line of Credit BANK OF MO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2015
Deed Sale	Apr 9, 2015
Deed Document Number	20153328
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	1174 COUNTY ROAD 523, JACKSON, MO 63755-8796
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004776
Date	May 29, 2019
Instrument	2019-04776

Lender

Name	WOOD & HUSTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	1174 COUNTY ROAD 523, JACKSON, MO 63755-8796
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014719
Date	Nov 18, 2020
Instrument	2020-14719

Lender

Name	WOOD & HUSTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2040

Interest

Rate Type	Fixed Rate

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CAPE GIRARDEAU MO
Property Address	1174 COUNTY ROAD 523, JACKSON, MO 63755-8796
Document Number	0000004078
Instrument Date	Apr 3, 2019
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1174 COUNTY ROAD 523 JACKSON MO 637558796, JACKSON, MO 63755-8796

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Apr 4, 2018
Property Address	1174 COUNTY ROAD 523, JACKSON, MO 63755-8796
Instrument Date	Apr 3, 2018
Instrument	2975
Transaction Type	Construction Loan
Record Updated	Jun 15, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	134 WILDBERRY LN JACKSON MO 637557205, JACKSON, MO 63755-7205

Mortgage

Document Number	0000002975
Date	Apr 4, 2018
Instrument	2975

Lender

Name	BANK OF MO
Type	Bank
Address	CAPE GIRARDEAU, MO 63701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 3, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1174 Co Rd 523 was $3,109.

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Unified School District	Jackson R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,000 (-) Land $7,530 Building $54,470	$329,536 (-) Land $42,878 Building $286,658
2025	$3,109.00	$62,000 Land $7,530 Building $54,470	$329,536 Land $42,878 Building $286,658
2023	$2,961.00	$59,100 Land $7,230 Building $51,870	$314,258 Land $41,250 Building $273,008

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1174 Co Rd 523 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2011–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1174 Co Rd 523 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

4G LTE only, no 5G reported

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