1174 20th St SW, Largo, FL 33770 Property Records

Pinellas County property record for 1174 20th St SW, Largo, FL 33770

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,229 sqft · built 1963
Lot Size0.163 acres (7,139 sqft)
OwnerIndividual Name on File
Last Sale$21,700 (Dec 1972)
Tax Bill$670 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-749-0509-2

Property Details

APN / Parcel Number

Primary APNC62-000-749-0509-2
Alternative APNs
  • 04-30-15-55422-000-1630
  • 153004554220001630
  • R35042

Interior

Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,229 sqft Heated Area
1st Floor Area1,229 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1988
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,139 sqft (0.163 acres)
Lot Dimensions102 ft deep x 70 ft wide
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR35042
Old Parcel Number153004554220001630
Street Address1174 20TH ST SW
CityLARGO
StateFL
Zip33770-4300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMARSANDRA ESTATES LOT 163
Legal Range15
Legal Township30
Legal Section04
Legal SubdivisionMARSANDRA ESTATES
Legal Lot Number163
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1000
Census Tract25207

Owner

1174 20th St SW is owned and occupied by an individual who bought it in December 1972.

Source: Pinellas County records, as of December 26, 2025

Owner of RecordIndividual Name on File
Mailing Address1174 20TH ST SW, LARGO, FL 33770-4300
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 1972 · Amount on File
Deed SaleDec 31, 1972 · Amount on File
Deed Document Number0000379178
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address1174 20TH ST SW, LARGO, FL 33770-4300
Document Number0210171909
Instrument DateMay 22, 2020
Transaction TypeMortgage
Record UpdatedJun 16, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1174 20TH ST SW LARGO FL 337704300, LARGO, FL 33770-4300

Mortgage

Document Number0210171909
DateMay 29, 2020
Book Page021017/001909
Instrument163738
Lender
NameACHIEVA CU
TypeCredit Union
AddressDUNEDIN, FL 34698
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1174 20th St SW was $670 with exemptions applied.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$670.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption$89,758$237,835 Land $123,779 Building $114,056
2023$571.00 (-7%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$84,687 (+3%)$245,836 (+35.84%) Land $156,098 Building $89,738
2022$614.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption$82,220$180,979 Land $145,616 Building $35,363

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1174 20th St SW in Zone X, an area of minimal flood risk, though there have been 78 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 79 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims78 (1979–2024)
Claims Outside the SFHA26 of 78
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Helene, Sep 2024 · 9 claims
  • Severe Storms, Tornadoes & Flooding, Oct 1992 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1174 20th St SW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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