11737 Franklin St, Ferrum, VA 24088 Property Records

Franklin County property record for 11737 Franklin St, Ferrum, VA 24088

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,154 sqft · built 1952
Lot Size	1.13 acres (49,528 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Jun 2022)
Tax Bill	$634 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080 00-083 00`

Property Details

APN / Parcel Number

Primary APN	`080 00-083 00`
Alternative APN	`25001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,154 sqft Living Area
Gross Area	2,104 sqft
1st Floor Area	896 sqft
Attic	Attic
Attic Area	224 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1975
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	49,528 sqft (1.13 acres)
Terrain	Rolling

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	25001
Street Address	11737 FRANKLIN ST
City	FERRUM
State	VA
Zip	24088-3278
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Legal Description	RT 40
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2009
Census Tract	20701

Owner

11737 Franklin St is owned and occupied by an individual who bought it in June 2022.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	11737 FRANKLIN ST, FERRUM, VA 24088-3278
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage MEMBER ONE FCU
Sep 15, 2020	Deed, Transfer · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2022 · Amount on File
Deed Sale	Jun 14, 2022 · Amount on File
Prior Sale	Sep 15, 2020 · Amount on File
Deed Document Number	20224631
Deed Book / Page	1185 / 2529
Record Updated	Sep 20, 2026

June 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jun 14, 2022
Property Address	11737 FRANKLIN ST, FERRUM, VA 24088-3278
Document Number	0011852529
Book / Page	1185 / 2529
Map Reference	MB 840 PG 1361
Instrument Date	Jun 10, 2022
Instrument	220004631
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11737 FRANKLIN ST, FERRUM, VA 24088-3278

Mortgage

Document Number	0220004632
Date	Jun 14, 2022
Instrument	220004632

Lender

Name	MEMBER ONE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Sep 15, 2020
Property Address	11737 FRANKLIN ST, FERRUM, VA 24088-3278
Document Number	0011462320
Book / Page	1146 / 2320
Map Reference	MB 840 PG 1361
Instrument Date	Sep 14, 2020
Instrument	200006905
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11737 FRANKLIN ST, FERRUM, VA 24088-3278

Mortgage

Document Number	200006906
Date	Sep 15, 2020
Instrument	200006906

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 11737 Franklin St was $634.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$634.00	$147,500 Land $30,400 Building $117,100	$147,500 Land $30,400 Building $117,100
2023	$480.00	$78,800 (-) Land $23,400 Building $55,400	$78,800 (-) Land $23,400 Building $55,400
2022		$78,800 Land $23,400 Building $55,400	$78,800 Land $23,400 Building $55,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11737 Franklin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11737 Franklin St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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