11732 Warner Rd, Keymar, MD 21757 Property Records

Frederick County property record for 11732 Warner Rd, Keymar, MD 21757

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,048 sqft · built 1977
Lot Size	2.68 acres (116,741 sqft)
Owner	2 Individual Names on Record
Last Sale	$412,000 (Jul 2025)
Tax Bill	$3,371 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-362631`

Property Details

APN / Parcel Number

Primary APN	`17-362631`
Alternative APN	`362631`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,048 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	116,741 sqft
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	362631
Street Address	11732 WARNER RD
City	KEYMAR
State	MD
Zip	21757-8118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 1 2.68 AC WARNER RD. STITELY HGTS.
Legal Subdivision	STITELY HEIGHTS
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	17, JOHNSVILLE
Census Block Group	1
Census Block	1024
Census Tract	751600

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11732 WARNER RD, KEYMAR, MD 21757-8118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Jul 26, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2025 · Amount on Record
Deed Sale	Jul 21, 2025 · Amount on Record
Deed Book / Page	17436 / 245
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	11732 WARNER RD, KEYMAR, MD 21757-8118
Document Number	0119620199
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Mar 11, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11732 WARNER RD KEYMAR MD 217578118, KEYMAR, MD 21757-8118

Mortgage

Document Number	0119620199
Date	Aug 4, 2017
Book Page	011962/000199

Lender

Name	AMERICAN ADVISORS
Address	FLINT, MI 48501-2026

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	984 Months
Due	Aug 3, 2099

Interest

Rate Type	Adjustable Rate
Rate	4.59%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	11732 WARNER RD, KEYMAR, MD 21757-8118
Document Number	0119620221
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Mar 11, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11732 WARNER RD KEYMAR MD 217578118, KEYMAR, MD 21757-8118

Mortgage

Document Number	0119620221
Date	Aug 4, 2017
Book Page	011962/000221

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	984 Months
Due	Aug 3, 2099

Interest

Rate Type	Adjustable Rate
Rate	4.59%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,267 (+32.01%)	$393,200 (+32.93%) Land $161,700 Building $231,500
2025	$3,371.00 (+105.67%)
2023	$1,639.00 Homeowner's exemption	$248,667	$295,800 Land $131,700 Building $164,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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