11732 E de Ave, Richland, MI 49083 Property Records

Kalamazoo County property record for 11732 E de Ave, Richland, MI 49083

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,376 sqft
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Jan 2013)
Tax Bill	$935 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-19-410-070`

Property Details

APN / Parcel Number

Primary APN	`04-19-410-070`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,376 sqft Living Area
1st Floor Area	1,265 sqft
Basement Area	849 sqft
Unfinished Basement	849 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	43,560 sqft (1 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	11732 E DE AVE
City	RICHLAND
State	MI
Zip	49083-9457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	D 19-8/2 SEC 19-1-9 E 100 FT OF FOLL DESC: BEG 12 R 27 FT W OF INT CTR LI DE AVE & 37TH ST TH E 115 FT TH S 198 FT TH W 115
Legal Range	09
Legal Township	01
Legal Section	19
Jurisdiction	KALAMAZOO MI
Township / Civil Division	ROSS
Census Block Group	3
Census Block	3009
Census Tract	2601

Owner

Source: Kalamazoo County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11732 E DE AVE, RICHLAND, MI 49083-9457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 6, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 10, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2013 · Amount on Record
Deed Sale	Jan 22, 2013 · Amount on Record
Deed Document Number	20133096
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	11732 E DE AVE, RICHLAND, MI 49083-9457
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025026684
Date	Oct 13, 2025
Instrument	2025-026684

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 27, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	11732 E DE AVE, RICHLAND, MI 49083-9457
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023016141
Date	Jul 6, 2023
Instrument	2023-016141

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	11732 E DE AVE, RICHLAND, MI 49083-9457
Transaction Type	Mortgage
Record Updated	Feb 14, 2022
Title Company	CLEARSTREAM TITLE, CREARSTREAM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11732 E DE AVE, RICHLAND, MI 49083-9457

Mortgage

Document Number	2022001940
Date	Jan 14, 2022
Instrument	2022-001940

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	11732 E DE AVE, RICHLAND, MI 49083-9457
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021019723
Date	May 10, 2021
Instrument	2021-019723

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	May 31, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Ross Township
Unified School District	Gull Lake Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,800 (+3.75%)	$265,600 (+3.75%)
2025	$935.00 (-62.1%) Homeowner's exemption	$128,000 (+24.88%)	$256,000 (+24.88%)
2023		$102,500	$205,000
2019	$2,467.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

Cell Coverage

5G and 4G LTE (outdoors only)

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