Montgomery County property record for 11731 Lovejoy St, Silver Spring, MD 20902
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,792 sqft · built 1963 |
| Lot Size | 0.237 acres (10,334 sqft) |
| Owner | Individual Name on File |
| Last Sale | $695,000 (Aug 2024) |
| Tax Bill | $7,572 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01332881 |
| Primary APN | 13-01332881 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,792 sqft Living Area |
| 1st Floor Area | 1,578 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,334 sqft (0.237 acres) |
| Porch | Open Porch |
| Porch Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01332881 |
|---|---|
| Street Address | 11731 LOVEJOY ST |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-1632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | KEMP MILL EST |
| Legal Subdivision | KEMP MILL ESTATES |
| Legal Block | 52 |
| Legal Lot Number | 10 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 703208 |
11731 Lovejoy St is owned and occupied by an individual who bought it in August 2024.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11731 LOVEJOY ST, SILVER SPRING, MD 20902-1632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed, Transfer CERTIFIED TITLE |
| Jan 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2024 · Amount on File |
| Deed Sale | Aug 12, 2024 · Amount on File |
| Prior Sale | Sep 21, 2016 · Amount on File |
| Deed Book / Page | 68283 / 219 |
| Transfer Doc | 0301920030 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 23, 2026 |
| Property Address | 11731 LOVEJOY ST, SILVER SPRING, MD 20902-1632 |
| Document Number | 7064000113 |
| Book / Page | 70644 / 113 |
| Instrument Date | May 2, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | CERTIFIED TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11731 LOVEJOY ST, SILVER SPRING, MD 20902-1632 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 11731 LOVEJOY ST, SILVER SPRING, MD 20902-1632 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Title Company | UNKNOWN, CERTIFIED TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 11731 LOVEJOY ST, SILVER SPRING, MD 20902-1632 |
| Document Number | 0700030087 |
|---|---|
| Date | Jan 5, 2026 |
| Book Page | 70003/87 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
The 2025 property tax bill for 11731 Lovejoy St was $7,572, up 7.7% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $610,867 (+4.12%) | $659,200 (+12.36%) Land $227,500 Building $431,700 | |
| 2025 | $7,572.00 (+7.69%) | $586,700 Land $227,500 Building $359,200 | $586,700 Land $227,500 Building $359,200 |
| 2024 | $7,031.00 | ||
| 2023 | $507,833 | $586,700 Land $227,500 Building $359,200 | |
| 2022 | $5,130.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11731 Lovejoy St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11731 Lovejoy St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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