Oldham County property record for 11730 Sweetflag Cir, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Company on Record |
| Last Sale | $1,240,000 (Feb 2025) |
| Tax Bill | $16,186 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Feb 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-14-2A-164 |
| Primary APN | 11-14-2A-164 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,534 sqft (0.15 acres) |
|---|
| Account Number | 74345 |
|---|---|
| Street Address | 11730 SWEETFLAG CIR |
| City | PROSPECT |
| State | KY |
| Zip | 40059-6378 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .1555AC |
| Legal Subdivision | NORTON COMMONS HAMLET SECTION 2-A |
| Legal Block | SEC 2A |
| Legal Lot Number | 164 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 30704 |
Source: Oldham County assessment roll, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company on Record |
|---|---|
| Mailing Address | 11730 SWEETFLAG CIR, PROSPECT, KY 40059-6378 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO |
| Feb 4, 2025 | Deed, Subdivision Related Transfer · Conventional Mortgage REPUBLIC BANK & TRUST COMPANY |
| Jan 17, 2024 | Deed, Construction Loan · Construction Mortgage WILSON & MUIR BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2025 · Amount on Record |
| Deed Sale | Feb 4, 2025 · Amount on Record |
| Deed Document Number | 2025795931 |
| Deed Book / Page | 1403 / 107 |
| Prior Transfer Date | Jan 31, 2025 |
| Prior Transfer Doc | 0000796489 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 11730 SWEETFLAG CIR, PROSPECT, KY 40059-6378 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 11730 SWEETFLAG CIR, PROSPECT, KY 40059-6378 |
| Document Number | 0M2733/153 |
|---|---|
| Date | Feb 25, 2026 |
| Book Page | M2733/153 |
| Instrument | 849944 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Mar 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.7% |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Feb 4, 2025 |
| Property Address | 11730 SWEETFLAG CIR, PROSPECT, KY 40059-6378 |
| Document Number | 0D1403/107 |
| Book / Page | D1403 / 107 |
| Map Reference | CAB 8 SL 28 |
| Instrument Date | Jan 31, 2025 |
| Instrument | 795931 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 MERIDIAN AVEB, LOUISVILLE, KY 40207 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11730 SWEETFLAG CIR, PROSPECT, KY 40059-6378 |
| Document Number | 0000795934 |
|---|---|
| Date | Feb 4, 2025 |
| Instrument | 795934 |
| Name | REPUBLIC BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2055 |
| Rate | 7.5% |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 12.5% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 12.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Jan 17, 2024 |
| Property Address | 11730 SWEETFLAG CIR, PROSPECT, KY 40059-6378 |
| Document Number | 0D1374/235 |
| Book / Page | D1374 / 235 |
| Map Reference | CAB 8 SL 28 |
| Instrument Date | Jan 12, 2024 |
| Instrument | 752894 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 23, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $247.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9418 NORTON COMMONS BLVD # BLVD300, BLVD300, PROSPECT, KY 40059-7652 |
| Name | Verified Name |
|---|---|
| Address | 201 MERIDIAN AVE STE 201, 201, LOUISVILLE, KY 40207-3882 |
| Investor | Possibly a Property Investor |
| Document Number | 0000752897 |
|---|---|
| Date | Jan 17, 2024 |
| Instrument | 752897 |
| Name | WILSON & MUIR BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 18 Months |
| Due | Jul 12, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Index | 6-Month T-Bill |
Source: Oldham County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,186.00 | $1,240,000 Land $247,000 Building $993,000 | $1,240,000 Land $247,000 Building $993,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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