1173 NE River Bluff Dr, Arcadia, FL 34266 Property Records

DeSoto County property record for 1173 NE River Bluff Dr, Arcadia, FL 34266

Property Summary

Property TypeVacant Land
Lot Size1 acres (43,560 sqft)
OwnerOwner Name on File
Last Sale$126,900 (Apr 2005)
Tax Bill$231 (2024)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone AE (high risk)
APN07-37-25-0332-0000-031D

Property Details

APN / Parcel Number

Primary APN07-37-25-0332-0000-031D

Exterior

Lot Area43,560 sqft (1 acres)

Location & Zoning

Street Address1173 NE RIVER BLUFF DR
CityARCADIA
StateFL
Zip34266-5049
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeA-10
Legal DescriptionRIVER ACRES PARCEL 31D OR 562/218
Legal Range25E
Legal Township37S
Legal Section07
Legal SubdivisionRIVER ACRES
Legal Tract332
Legal Lot Number31
JurisdictionDE SOTO FL
Township / Civil DivisionARCADIA EAST
Census Block Group3
Census Block3039
Census Tract10101

Owner

The current owner of 1173 NE River Bluff Dr bought it in April 2005.

Source: DeSoto County records, as of February 9, 2026

Owner of RecordOwner Name on File
Mailing AddressPO BOX 3342, ARCADIA, FL 34265-3342

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2005 · Amount on File
Deed SaleApr 29, 2005 · Amount on File
Prior SaleSep 25, 2001
Deed Document Number0000562218
Deed Book / Page562 / 218
Record UpdatedJun 8, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE SOTO FL
Property Address1173 NE RIVER BLUFF DR, ARCADIA, FL 34266-5049
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014003891
DateAug 3, 2017
Instrument201714003891
Lender
NameDITECH FINANCIAL LLC
TypeMortgage Company
AddressTAMPA, FL 33607
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 1, 2032

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$25,000 Land $25,000$25,000 Land $25,000
2024$231.00 (+1.76%)
2023$227.00 (+0.89%)$25,000 (-) Land $25,000$25,000 (-) Land $25,000
2022$225.00$25,000 Land $25,000$25,000 Land $25,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1173 NE River Bluff Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 33 policies
Nearby Flood Policies33 in force
Nearby Flood Claims89 (1978–2022)
Claims Outside the SFHA4 of 89
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 13 claims
  • Hurricane Irma, Sep 2017 · 13 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1173 NE River Bluff Dr is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on NE River Bluff Dr

Nearby Streets

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