1173 N Oak Rd, Davison, MI 48423 Property Records

Genesee County property record for 1173 N Oak Rd, Davison, MI 48423

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,818 sqft · built 1986
Lot Size	2.05 acres (89,298 sqft)
Owner	Individual Name on Record
Last Sale	$279,700 (May 2022)
Tax Bill	$5,911 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-10-400-009`

Property Details

APN / Parcel Number

Primary APN	`05-10-400-009`

Interior

Full Baths	3 Baths
Building Area	2,818 sqft Living Area
1st Floor Area	1,716 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	89,298 sqft (2.05 acres)
Lot Dimensions	467 ft deep x 191 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	1173 N OAK RD
City	DAVISON
State	MI
Zip	48423-9148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT AVAILA
Legal Description	A POL BEG S 01 DEG 27 MIN 54 SEC E 1004.63 FT FROM E 1/4 COR OF SEC TH N 89 DEG 42 MIN 35 SEC W 466.95 FT TH S 01 DEG 27 MIN
Legal Range	08E
Legal Township	07N
Legal Section	10
Jurisdiction	GENESEE MI
Township / Civil Division	DAVISON
Census Block Group	2
Census Block	2010
Census Tract	11712

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1173 N OAK RD, DAVISON, MI 48423-9148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Oct 9, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 5, 2022	Warranty Deed, Transfer · FHA Mortgage CASON HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2022 · Amount on Record
Deed Sale	May 5, 2022 · Amount on Record
Deed Document Number	202236497
Prior Transfer Date	Feb 14, 2000
Prior Transfer Doc	0000019202
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Recording Date	May 4, 2026
Property Address	1173 N OAK RD, DAVISON, MI 48423-9148
Document Number	0000030847
Instrument Date	Apr 17, 2026
Instrument	202630847
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1173 N OAK RD, DAVISON, MI 48423-9148

Mortgage

Document Number	0000030847,
Date	May 4, 2026
Instrument	202630847

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	May 1, 2052

Interest

Rate	6.22%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	1173 N OAK RD, DAVISON, MI 48423-9148
Transaction Type	Mortgage
Record Updated	Oct 23, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1173 N OAK RD, DAVISON, MI 48423-9148

Mortgage

Document Number	0000053352
Date	Oct 9, 2023
Instrument	202310090053352

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	May 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	May 5, 2022
Property Address	1173 N OAK RD, DAVISON, MI 48423-9148
Document Number	0000036497
Instrument Date	Apr 19, 2022
Instrument	202205050036497
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1173 N OAK RD 1173 N OAK RD, 1173, DAVISON, MI 48423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5480 KLAM RD, COLUMBIAVILLE, MI 48421-9322

Mortgage

Document Number	0000036498
Date	May 5, 2022
Instrument	202205050036498

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Davison Township
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,100 (+4.62%) Land $21,100 Building $133,000	$308,200 (+4.62%) Land $42,200 Building $266,000
2025	$5,911.00 (+1.62%) Homeowner's exemption	$147,300 (+12.19%)	$294,600 (+12.19%)
2024	$5,817.00 (+127.32%)
2023		$131,300	$262,600
2019	$2,559.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEE COUNTY WATER SYSTEM serves 73,726 people · EPA ID MI0002615
Water Source	Purchased surface water from KAREGNONDI WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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