1173 Mountain Pine Rd, Cloverdale, CA 95425 Property Records

Sonoma County property record for 1173 Mountain Pine Rd, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,851 sqft · built 1980
Lot Size	1.14 acres (50,093 sqft)
Owner	2 Individual Names on Record
Last Sale	$746,000 (Jun 2021)
Tax Bill	$9,286 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`117-300-008-000`

Property Details

APN / Parcel Number

Primary APN	`117-300-008-000`
Alternative APN	`117-300-008`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,851 sqft Living Area
1st Floor Area	2,318 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood
Construction Type	Wood
Roof Material	Tile
Lot Area	50,093 sqft
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	117-300-008
Street Address	1173 MOUNTAIN PINE RD
City	CLOVERDALE
State	CA
Zip	95425-4304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR15
Legal Description	MAP F6 14
Legal Subdivision	PALOMINO LAKES A
Legal Block	3
Legal Lot Number	4
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	3
Census Block	3095
Census Tract	154100

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1173 MOUNTAIN PINE RD, CLOVERDALE, CA 95425-4304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2021 · Amount on Record
Deed Sale	Jun 21, 2021 · Amount on Record
Prior Sale	Mar 19, 2015 · Amount on Record
Deed Document Number	202171884
Prior Transfer Date	Apr 7, 2016
Prior Transfer Doc	0000032042
Record Updated	Oct 29, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jun 21, 2021
Property Address	1173 MOUNTAIN PINE RD, CLOVERDALE, CA 95425-4304
Document Number	0000071884
Map Reference	MB 87 PG 19-23
Instrument Date	Jun 17, 2021
Instrument	2021071884
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1173 MOUNTAIN PINE RD, CLOVERDALE, CA 95425-4304

Mortgage

Document Number	0000071885
Date	Jun 21, 2021
Instrument	2021071885

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	1173 MOUNTAIN PINE RD, CLOVERDALE, CA 95425-4304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1173 MOUNTAIN PINE RD, CLOVERDALE, CA 95425-4304

Mortgage

Document Number	0000105355
Date	Nov 10, 2020
Instrument	2020105355

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	1173 MOUNTAIN PINE RD, CLOVERDALE, CA 95425-4304
Document Number	0000017118
Instrument Date	Feb 8, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1173 MOUNTAIN PINE RD CLOVERDALE CA 954254304, CLOVERDALE, CA 95425-4304

Mortgage

Document Number	0000017118
Date	Mar 6, 2020
Instrument	17118

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	1173 MOUNTAIN PINE RD, CLOVERDALE, CA 95425-4304
Document Number	0000006895
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 19, 2018
Title Company	BNT TITLE COMPANY/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1173 MOUNTAIN PINE RD CLOVERDALE CA 954254304, CLOVERDALE, CA 95425-4304

Mortgage

Document Number	0000006895
Date	Jan 31, 2018
Instrument	6895

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2048

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$823,641 (+2%) Land $331,223 Building $492,418
2025	$9,286.00 (+2.49%)	$807,492 (+4.04%) Land $324,729 Building $482,763
2023	$9,060.00 (+1.82%)	$776,138 Land $312,120 Building $464,018
2022	$8,898.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 55% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALOMINO LAKES MUTUAL WATER CO. private · serves 300 people · EPA ID CA4900570
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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