1173 Floral Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 1173 Floral Ave, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,021 sqft · built 1930
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$141,000 (Dec 2020)
Tax Bill	$4,034 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 58.12-1-16.1`

Property Details

APN / Parcel Number

Primary APN	`422800 58.12-1-16.1`
Alternative APN	`280005801200010160010000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,021 sqft Living Area
1st Floor Area	592 sqft
Upper Floors Area	429 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1985
Architectural Style	Bungalow
Exterior Material	Composition/Composite
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	190 sqft
Carport	Carport
Carport Area	190 sqft
Porch	Porch
Porch Area	88 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1173 FLORAL AVE
City	SCHENECTADY
State	NY
Zip	12306-3632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R HOMELANDS #1-138,139 6.-439-5.A 58.12-1-16
Legal Subdivision	HOMELANDS ADDITION NO 1
Legal Block	1
Legal Lot Number	16.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	3
Census Block	3007
Census Tract	33004

Owner

1173 Floral Ave is owned and occupied by two individuals who bought it in December 2020.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1173 FLORAL AVE, SCHENECTADY, NY 12306-3632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2020 · Amount on File
Deed Sale	Dec 22, 2020 · Amount on File
Prior Sale	Nov 17, 2009 · Amount on File
Deed Document Number	202040661
Deed Book / Page	2048 / 618
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 22, 2020
Property Address	1173 FLORAL AVE, SCHENECTADY, NY 12306-3632
Document Number	0000040661
Book / Page	2048 / 618
Instrument Date	Dec 18, 2020
Instrument	202040661
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$564.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1173 FLORAL AVE, 1173, ROTTERDAM, NY 12306-3632

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	217 DROMS RD, GLENVILLE, NY 12302-9721

Mortgage

Document Number	0000040662
Date	Dec 22, 2020
Instrument	202040662

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1173 Floral Ave was $4,034, up 1.9% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,034.00 (+1.92%)
2025	$3,958.00	$108,000 Land $7,800 Building $100,200	$166,200 Land $12,003 Building $154,197
2023		$108,000 Land $7,800 Building $100,200	$142,100 Land $10,263 Building $131,837

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1173 Floral Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1173 Floral Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880