1173 E 900 S, Flat Rock, IN 47234 Property Records

Shelby County property record for 1173 E 900 S, Flat Rock, IN 47234

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,512 sqft · built 1913
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$210,200 (Nov 2020)
Tax Bill	$2,452 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`73-15-16-300-009.000-021`

Property Details

APN / Parcel Number

Primary APN	`73-15-16-300-009.000-021`
Alternative APNs	`01067334291` `0032701200`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1934
Construction Type	Stone
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Mixed
Garage Area	1,916 sqft
Parking Spaces	7 Parking Spaces
Porch	Porch
Porch Area	740 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01067334291
Street Address	1173 E 900 S
City	FLAT ROCK
State	IN
Zip	47234-9505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SND SW & NW COR NW .47 AC
Jurisdiction	SHELBY IN
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3021
Census Tract	710900

Owner

Source: Shelby County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1173 E 900 S, FLAT ROCK, IN 47234-9505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed of Trust, Mortgage · Line of Credit CENTRA CREDIT UNION
Nov 2, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2020 · Amount on Record
Deed Sale	Nov 2, 2020 · Amount on Record
Deed Document Number	20206358
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IN
Recording Date	Aug 13, 2026
Property Address	1173 E 900 S, FLAT ROCK, IN 47234-9505
Document Number	0000004313
Instrument Date	Aug 5, 2026
Instrument	20264313
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1173 E 900 S, FLAT ROCK, IN 47234-9505

Mortgage

Document Number	0000004313,
Date	Aug 13, 2026
Instrument	20264313

Lender

Name	CENTRA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY IN
Recording Date	Nov 2, 2020
Property Address	1173 E 900 S, FLAT ROCK, IN 47234-9505
Document Number	2020006358
Instrument Date	Jul 27, 2020
Instrument	2020006358
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1173 E 900 S, FLAT ROCK, IN 47234-9505

Mortgage

Document Number	2020006359
Date	Nov 2, 2020
Instrument	2020006359

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Shelby County
County Subdivision	Washington Township
Unified School District	Southwestern Shelby County Consolidated Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,452.00 (+11.56%)	$198,700 (+6.43%) Land $14,700 Building $184,000	$198,700 (+6.43%) Land $14,700 Building $184,000
2024	$2,198.00 (+7.64%)	$186,700 (+3.38%) Land $14,700 Building $172,000	$186,700 (+3.38%) Land $14,700 Building $172,000
2023	$2,042.00 (+113.15%)	$180,600 (+13.87%) Land $14,700 Building $165,900	$180,600 (+13.87%) Land $14,700 Building $165,900
2022	$958.00	$158,600 Land $12,900 Building $145,700	$158,600 Land $12,900 Building $145,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1998–2025)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims Severe Winter Storms And Flooding, Jan 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Great Plains Communications.

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