1173 E 3075 N, Layton, UT 84040 Property Records

Davis County property record for 1173 E 3075 N, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,215 sqft · built 1996
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,200 (Oct 2014)
Tax Bill	$1,985 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2025 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`09-243-0045`

Property Details

APN / Parcel Number

Primary APN	`09-243-0045`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,215 sqft Living Area
Basement Area	392 sqft
Unfinished Basement	392 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Area	400 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1173 E 3075 N
City	LAYTON
State	UT
Zip	84040-7305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	ALL OF LOT 45, SUN HILLS PARK SUB. CONTAINS 0.14 ACRES
Legal Subdivision	SUN HILLS PARK SUBDIVISION
Legal Lot Number	45
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1011
Census Tract	125103

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1173 E 3075 N, LAYTON, UT 84040-7305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Dec 4, 2025	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Dec 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Mar 1, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Mar 19, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 9, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 11, 2022	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2014 · Amount on Record
Deed Sale	Oct 9, 2014 · Amount on Record
Prior Sale	Oct 13, 2004 · Amount on Record
Deed Document Number	20142827858
Deed Book / Page	6120 / 355
Prior Transfer Date	Aug 5, 2004
Prior Transfer Doc	0002008644
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1173 E 3075 N, LAYTON, UT 84040-7305
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1173 E 3075 N, LAYTON, UT 84040-7305

Mortgage

Document Number	008946/361
Date	Mar 5, 2026
Book Page	8946/361
Instrument	3657463

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2056

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1173 E 3075 N, LAYTON, UT 84040-7305
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008887/227
Date	Dec 4, 2025
Book Page	8887/227
Instrument	3645335

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 25, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1173 E 3075 N, LAYTON, UT 84040-7305
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1173 E 3075 N, LAYTON, UT 84040-7305

Mortgage

Document Number	008887/239
Date	Dec 4, 2025
Book Page	8887/239
Instrument	3645336

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1173 E 3075 N, LAYTON, UT 84040-7305
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06713/1042
Date	Mar 1, 2017
Book Page	6713/1042
Instrument	3005557

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1173 E 3075 N, LAYTON, UT 84040-7305
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	FIRST AMERICAN TITLE IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07473/1684
Date	Mar 19, 2020
Book Page	7473/1684
Instrument	3235465

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1173 E 3075 N, LAYTON, UT 84040-7305
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	FIRST AMERICAN TITL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007712/381
Date	Mar 9, 2021
Book Page	7712/381
Instrument	3356575

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Apr 1, 2050

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1173 E 3075 N, LAYTON, UT 84040-7305
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	VANTAGE POINT TITLE IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008047/190
Date	Jul 11, 2022
Book Page	8047/190
Instrument	3486946

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,950 (+2.64%) Land $115,756 Building $98,194	$389,000 (+2.64%) Land $210,465 Building $178,535
2025	$1,985.00 (+4.86%)	$208,450 (-40.44%) Land $91,935 Building $116,515	$379,000 (+8.29%) Land $167,155 Building $211,845
2024	$1,893.00 (+0.85%)
2023	$1,877.00 (-4.04%)	$350,000 Land $119,067 Building $230,933	$350,000 Land $119,067 Building $230,933
2022	$1,956.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Utah Broadband.

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