1173 Cobblestone St, Salinas, CA 93905 Property Records

Monterey County property record for 1173 Cobblestone St, Salinas, CA 93905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,501 sqft · built 2001
Lot Size	0.095 acres (4,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$469,000 (Feb 2018)
Tax Bill	$7,807 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`153-581-045-000`

Property Details

APN / Parcel Number

Primary APN	`153-581-045-000`
Alternative APN	`153-581-045`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,501 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,125 sqft (0.095 acres)
Garage Area	655 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	153-581-045
Street Address	1173 COBBLESTONE ST
City	SALINAS
State	CA
Zip	93905-4812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKBRIDGE 26 SUBDIVISION VOL 21 C&T PAGE 004 TRACT NO 1337 LOT 45
Legal Subdivision	CREEKBRIDGE 26 SUBDIVISION
Legal Tract	1337
Legal Block	2
Legal Lot Number	45
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	2
Census Block	2001
Census Tract	10608

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1173 COBBLESTONE ST, SALINAS, CA 93905-4812
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 14, 2018	Grant Deed, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2018 · Amount on Record
Deed Sale	Feb 14, 2018 · Amount on Record
Prior Sale	Apr 29, 2016 · Amount on Record
Deed Document Number	20186213
Prior Transfer Date	Nov 6, 2009
Prior Transfer Doc	0000073756
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1173 COBBLESTONE ST, SALINAS, CA 93905-4812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043350
Date	Aug 15, 2017
Instrument	2017043350

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Feb 5, 2021
Property Address	1173 COBBLESTONE ST, SALINAS, CA 93905-4812
Document Number	0000008850
Map Reference	VOL 21 PG 4
Instrument Date	Jan 29, 2021
Instrument	2021008850
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1173 COBBLESTONE ST, SALINAS, CA 93905-4812

Mortgage

Document Number	0000008851
Date	Feb 5, 2021
Instrument	2021008851

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Feb 14, 2018
Property Address	1173 COBBLESTONE ST, SALINAS, CA 93905-4812
Document Number	0000006213
Map Reference	VOL21 PG4
Instrument Date	Jan 16, 2018
Instrument	2018006213
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE CO SALINA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$515.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1173 COBBLESTONE ST, SALINAS, CA 93905-4812

Mortgage

Document Number	0000006214
Date	Feb 14, 2018
Instrument	2018006214

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Alisal Union Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$544,308 (+2%) Land $232,114 Building $312,194
2025	$7,807.00 (+1.96%)	$533,636 (+4.04%) Land $227,563 Building $306,073
2023	$7,657.00 (+13.76%)	$512,916 Land $218,727 Building $294,189
2022	$6,731.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALCO WATER SERVICE private · serves 56,253 people · EPA ID CA2710001
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	300 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio, GeoLinks, Verizon.

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