Cook County property record for 1173 Cherry St, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,860 sqft · built 1938 |
| Lot Size | 0.215 acres (9,350 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,370,000 (Nov 2024) |
| Tax Bill | $18,172 (2023) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 05-20-112-017 |
| Primary APN | 05-20-112-017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,860 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 9,350 sqft (0.215 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1173 CHERRY ST |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-2114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (WINNETKA)(MANOR) A SUB OF S45ACS OF W90ACS OF NW NW SEC 20-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 20 |
| Legal Subdivision | WINNETKA MANOR |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 800500 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1173 CHERRY ST, WINNETKA, IL 60093-2114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Mar 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Mar 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 25, 2024 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2024 · Amount on Record |
| Deed Sale | Nov 25, 2024 · Amount on Record |
| Prior Sale | Aug 18, 2009 · Amount on Record |
| Deed Document Number | 202422177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1173 CHERRY ST, WINNETKA, IL 60093-2114 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0009706014 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 2109706014 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.87% |
| Index | 1-Year CMT |
| Max Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1173 CHERRY ST, WINNETKA, IL 60093-2114 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0008704315 |
|---|---|
| Date | Mar 28, 2022 |
| Instrument | 2208704315 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Feb 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.62% |
| Index | 1-Year CMT |
| Max Rate | 7.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1173 CHERRY ST, WINNETKA, IL 60093-2114 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1173 CHERRY ST, WINNETKA, IL 60093-2114 |
| Document Number | 0006422035 |
|---|---|
| Date | Mar 5, 2026 |
| Instrument | 2606422035 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Nov 25, 2024 |
| Property Address | 1173 CHERRY ST, WINNETKA, IL 60093-2114 |
| Document Number | 0033022177 |
| Instrument Date | Nov 21, 2024 |
| Instrument | 2433022177 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,370.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1173 CHERRY ST, WINNETKA, IL 60093-2114 |
| Document Number | 0033022178 |
|---|---|
| Date | Nov 25, 2024 |
| Instrument | 2433022178 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Dec 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11% |
| Index | SOFR Average 30-Day |
| Max Rate | 11% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $124,000 (+28.63%) Land $20,570 Building $103,430 | $1,240,000 (+28.63%) Land $205,700 Building $1,034,300 | |
| 2023 | $18,172.00 (-10.45%) | ||
| 2022 | $20,292.00 Homeowner's exemption | $96,398 Land $21,037 Building $75,361 | $963,980 Land $210,370 Building $753,610 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 101 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 68 (1987–2022) |
| Claims Outside the SFHA | 6 of 68 |
| Most Recent Claim | Jul 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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