11727 Windpointe Pass, Carmel, IN 46033 Property Records

Hamilton County property record for 11727 Windpointe Pass, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 6,060 sqft · built 1997
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$931,000 (Apr 2025)
Tax Bill	$8,778 (2024)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`29-10-33-012-017.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-33-012-017.000-018`
Alternative APN	`1610330012017000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	6,060 sqft Living Area
Gross Area	8,411 sqft
1st Floor Area	6,631 sqft
2nd Floor Area	2,065 sqft
Basement Area	2,283 sqft
Finished Basement	1,712 sqft
Unfinished Basement	571 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Brick
Roof Material	Asphalt
Lot Area	56,628 sqft (1.3 acres)
Lot Dimensions	393 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	1,780 sqft
Parking Spaces	3 Parking Spaces
Pool Area	840 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	11727 WINDPOINTE PASS
City	CARMEL
State	IN
Zip	46033-9512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 1.30, SECTION 33, TOWNSHIP 18, RANGE 4, WINDPOINTE, SECTION 2, LOT 33
Legal Range	04
Legal Township	18
Legal Section	33
Legal Subdivision	WINDPOINTE SECTION 2
Legal Lot Number	33
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2009
Census Tract	110912

Owner

Source: Hamilton County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11727 WINDPOINTE PASS, CARMEL, IN 46033-9512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2025 · Amount on Record
Deed Sale	Apr 17, 2025 · Amount on Record
Prior Sale	Mar 30, 2016 · Amount on Record
Deed Document Number	202514461
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Recording Date	Jul 9, 2026
Property Address	11727 WINDPOINTE PASS, CARMEL, IN 46033-9512
Document Number	0000030905
Instrument Date	May 20, 2026
Instrument	202630905
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11727 WINDPOINTE PASS, CARMEL, IN 46033-9512

Mortgage

Document Number	0000030905,
Date	Jul 9, 2026
Instrument	202630905

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Jun 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$851,300 (+14.24%) Land $252,200 Building $599,100	$851,300 (+14.24%) Land $252,200 Building $599,100
2024	$8,778.00 (-0.84%)	$745,200 (-) Land $252,200 Building $493,000	$745,200 (-) Land $252,200 Building $493,000
2023	$8,852.00 (+4.41%) Homeowner's exemption	$745,200 (+5.3%) Land $252,200 Building $493,000	$745,200 (+5.3%) Land $252,200 Building $493,000
2022	$8,478.00 Homeowner's exemption	$707,700 Land $194,000 Building $513,700	$707,700 Land $194,000 Building $513,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20