11723 W Commerce St, Hernando, MS 38632 Property Records

DeSoto County property record for 11723 W Commerce St, Hernando, MS 38632 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	11,521 sqft (0.264 acres)
Occupancy	Owner Occupied
Tax Bill	$41.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-09-4-18-04-0-00001-00`

Exterior

Lot Area	11,521 sqft (0.264 acres)
Depth X Width	100 ft x 140 ft Depth x Width

Location & Zoning

Street Address	11723 W COMMERCE ST
City	HERNANDO
State	MS
Zip	38632-6105
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DELTA CREST S-D LOT 1
Legal Range	009
Legal Township	03S
Legal Section	18
Legal Subdivision	DELTA CREST S-D
Legal Lot Number	1
Jurisdiction	DESOTO MS
Minor Civil Division	4
Census Blockgroup	2
Census Block	2011
Census Tract	71200

Owner

Source: DeSoto County records · APN 3-09-4-18-04-0-00001-00

Assessment roll updated December 15, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11723 W COMMERCE ST, HERNANDO, MS 38632-6105
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 10, 2018
Deed Sale	Sep 10, 2018
Deed Doc Number	2018W00867-00103
Deed Book / Page	867 / 103
Record Refreshed	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Apr 22, 2026
Property Address	11723 W COMMERCE ST, HERNANDO, MS 38632-6105
Document Number	5663042527
Book / Page	5663 / 42527
Instrument Date	Apr 07, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11723 W COMMERCE ST, HERNANDO, MS 38632-6105
Investor	Possibly a Property Investor

Mortgage

Document Number	5663042527,
Date	Apr 22, 2026
Book Page	5663/42527

Lender

Name	COMMUNITY BANK OF MISSISSIPPI

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 05, 2027

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$41.00 (-18%)	$500 (-) Land $500	$5,000 (-) Land $5,000
2023	$50.00	$500	$5,000 Land $5,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 40% of Mississippi
Wildfire Likelihood	About 1 in 1,563 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.