Mecklenburg County property record for 11722 James Jack Ln, Charlotte, NC 28277
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 7 ba · 6,771 sqft · built 2000 |
| Lot Size | 0.479 acres (20,865 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,145,000 (Jul 2017) |
| Tax Bill | $13,669 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 223-103-38 |
| Primary APN | 223-103-38 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 7 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 6,771 sqft Living Area |
| 1st Floor Area | 2,753 sqft |
| Upper Floors Area | 2,020 sqft |
| Basement Area | 2,660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Wood |
| Lot Area | 20,865 sqft (0.479 acres) |
| View / Lot | Golf Course |
| Garage Area | 655 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 415 sqft |
| Patio Area | 366 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 11722 JAMES JACK LN |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28277-3748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX-1 |
| Legal Description | L623 M30-843 |
| Legal Subdivision | BALLANTYNE CC PH 12 MAP 01 |
| Legal Block | 3 |
| Legal Lot Number | 623 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 5855 |
11722 James Jack Ln is owned and occupied by two individuals who bought it in July 2017.
Source: Mecklenburg County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11722 JAMES JACK LN, CHARLOTTE, NC 28277-3748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE MORTGAGE INC |
| Sep 3, 2019 | Deed of Trust, Mortgage MORTGAGE BK/CA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2017 · Amount on File |
| Deed Sale | Jul 19, 2017 · Amount on File |
| Prior Sale | Sep 12, 2006 · Amount on File |
| Deed Document Number | 201796714 |
| Deed Book / Page | 31975 / 899 |
| Prior Transfer Date | Nov 10, 2011 |
| Prior Transfer Doc | 0000131145 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 25, 2026 |
| Property Address | 11722 JAMES JACK LN, CHARLOTTE, NC 28277-3748 |
| Document Number | 0000091476 |
| Book / Page | 40671 / 226 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 202691476 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 11722 JAMES JACK LN, CHARLOTTE, NC 28277-3748 |
| Document Number | 0000091476, |
|---|---|
| Date | Aug 25, 2026 |
| Book Page | 40671/226 |
| Instrument | 202691476 |
| Name | CORNERSTONE MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 11722 JAMES JACK LN, CHARLOTTE, NC 28277-3748 |
| Document Number | 0000118643 |
| Instrument Date | Sep 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 11722 JAMES JACK LN CHARLOTTE NC 282773748, CHARLOTTE, NC 28277-3748 |
| Document Number | 0000118643 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 033832/000248 |
| Instrument | 118643 |
| Name | MORTGAGE BK/CA |
|---|---|
| Type | Bank |
| Address | 1141 HIGHLAND AVE # C, MANHATTAN BEACH, CA 90266-5326 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 8, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
The 2025 property tax bill for 11722 James Jack Ln was $13,669.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,669.00 | $1,759,900 Land $391,500 Building $1,368,400 | $1,759,900 Land $391,500 Building $1,368,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11722 James Jack Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11722 James Jack Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | CHARLOTTE WATER |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: Google Fiber.
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