Union County property record for 1172 Scotch Meadows Loop, Monroe, NC 28110 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2022 |
| Lot Size | 7,841 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $390,000 (2023) |
| Tax Bill | $3,396.00 (2025) |
| Primary APN | 09-143-108 |
|---|
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 7,841 sqft (0.18 acres) |
| Street Address | 1172 SCOTCH MEADOWS LOOP |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-9268 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | #15 SCOTCH MEADOWS MAP 1 OPCP989; OPCQ444 |
| Legal Subdivision | SCOTCH MEADOWS |
| Jurisdiction | UNION NC |
| Minor Civil Division | MONROE |
| Census Blockgroup | 4 |
| Census Block | 4017 |
| Census Tract | 20601 |
Source: Union County records · APN 09-143-108
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1172 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9268 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage PRIMIS MORTGAGE CO |
| Oct 06, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BMO HARRIS BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 11, 2023 · Amount on Record |
| Deed Sale | May 11, 2023 · Amount on Record |
| Prior Sale | Oct 06, 2022 · Amount on Record |
| Deed Doc Number | 202311111 |
| Deed Book / Page | 8706 / 345 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 11, 2023 |
| Property Address | 1172 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9268 |
| Document Number | 0008706345 |
| Book / Page | 8706 / 345 |
| Map Reference | MB Q PG 444-446 |
| Instrument Date | May 11, 2023 |
| Instrument | 11111 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2025 SERENIDAD LN, MARYLAND HEIGHTS, MO 63043-4070 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1172 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9268 |
| Document Number | 0000011112 |
|---|---|
| Date | May 11, 2023 |
| Instrument | 11112 |
| Name | PRIMIS MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 06, 2022 |
| Property Address | 1172 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9268 |
| Document Number | 0008586701 |
| Book / Page | 8586 / 701 |
| Map Reference | MB Q PG 444-446 |
| Instrument Date | Oct 06, 2022 |
| Instrument | 34752 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | INDEPENDENCE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $755.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 1172 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9268 |
| Document Number | 0000034753 |
|---|---|
| Date | Oct 06, 2022 |
| Instrument | 34753 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Nov 01, 2029 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.75% |
| Index | Other |
| Max Rate | 9.75% |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,396.00 (+8.92%) | $388,500 (+35.84%) Land $77,100 Building $311,400 | $388,500 (+35.84%) Land $77,100 Building $311,400 |
| 2023 | $3,118.00 | $286,000 Land $47,500 Building $238,500 | $286,000 Land $47,500 Building $238,500 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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