Surry County property record for 1172 Ramey Creek Rd, Lowgap, NC 27024
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1958 |
| Lot Size | 4.94 acres (215,186 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $68,000 (May 2014) |
| Tax Bill | $664 (2026) |
| Deeds & Mortgages | Jan 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 4040-00-46-1097 |
| Primary APN | 4040-00-46-1097 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 215,186 sqft (4.94 acres) |
| Porch | Slab |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 100118800 |
|---|---|
| Street Address | 1172 RAMEY CREEK RD |
| City | LOWGAP |
| State | NC |
| Zip | 27024-8022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA |
| Legal Subdivision | LOWGAP |
| Jurisdiction | SURRY NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 930803 |
1172 Ramey Creek Rd, a rural home, is owned and occupied by two individuals who acquired it in January 2021.
Source: Surry County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1172 RAMEY CREEK RD, LOWGAP, NC 27024-8022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2014 · Amount on File |
| Deed Sale | May 30, 2014 · Amount on File |
| Prior Sale | Dec 1, 1994 |
| Deed Document Number | 2014617636 |
| Deed Book / Page | 1483 / 854 |
| Last Transfer Date | Jan 19, 2021 |
| Transfer Doc | 0000680297 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | Jan 25, 2021 |
| Property Address | 1172 RAMEY CREEK RD, LOWGAP, NC 27024-8022 |
| Document Number | 01744/1033 |
| Book / Page | 1744 / 1033 |
| Instrument Date | Jan 19, 2021 |
| Instrument | 680297 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1172 RAMEY CREEK RD, LOWGAP, NC 27024-8022 |
| Document Number | 01744/1035 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 1744/1035 |
| Instrument | 680298 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 1172 Ramey Creek Rd was $664, down 2.6% from the year before.
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $664.00 (-2.64%) | $86,490 (-17.18%) Land $26,690 Building $59,800 | $86,490 (-17.18%) Land $26,690 Building $59,800 |
| 2025 | $682.00 | $104,430 Land $28,850 Building $75,580 | $104,430 Land $28,850 Building $75,580 |
| 2023 | $45.00 | $86,490 Land $26,690 Building $59,800 | $86,490 Land $26,690 Building $59,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1172 Ramey Creek Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1172 Ramey Creek Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 1,000 / 1,000 |
| Fastlink Communications Fixed Wireless | 100 / 25 |
No cell data coverage reported
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