1172 Creech School Rd, Troy, MO 63379 Property Records

Lincoln County property record for 1172 Creech School Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,324 sqft · built 2016
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$337,700 (Dec 2020)
Tax Bill	$3,408 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-70-35-000-000-010.003`

Property Details

APN / Parcel Number

Primary APN	`14-70-35-000-000-010.003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,324 sqft Living Area
Basement Area	2,324 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Roof Type	Gable
Roof Material	Asbestos
Lot Area	435,600 sqft (10 acres)
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1172 CREECH SCHOOL RD
City	TROY
State	MO
Zip	63379-5368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10.00 AC TRACT SITUATED IN NW 1/4 SEC 35, SURVEY K1/24 & N1/15
Legal Range	01E
Legal Township	49N
Legal Section	30
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1010
Census Tract	810310

Owner

1172 Creech School Rd is owned and occupied by two individuals who bought it in December 2020.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1172 CREECH SCHOOL RD, TROY, MO 63379-5368
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2017	Deed of Trust, Mortgage · Commercial Mortgage BUSEY BANK
Dec 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Dec 15, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2020 · Amount on File
Deed Sale	Dec 15, 2020 · Amount on File
Prior Sale	Sep 27, 2016 · Amount on File
Deed Document Number	202014866
Deed Book / Page	2456 / 773
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1172 CREECH SCHOOL RD, TROY, MO 63379-5368
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02418/0407
Date	Dec 21, 2017
Book Page	2418/0407
Instrument	2017011899

Lender

Name	BUSEY BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 15, 2037

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1172 CREECH SCHOOL RD, TROY, MO 63379-5368
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02418/0234
Date	Dec 18, 2017
Book Page	2418/0234
Instrument	2017011725

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Dec 15, 2020
Property Address	1172 CREECH SCHOOL RD, TROY, MO 63379-5368
Document Number	002456/773
Book / Page	2456 / 773
Instrument Date	Dec 11, 2020
Instrument	2020014866
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1172 CREECH SCHOOL RD, TROY, MO 63379-5368

Mortgage

Document Number	2020014867
Date	Dec 15, 2020
Instrument	2020014867

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1172 Creech School Rd was $3,408.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,012 (-) Land $3,924 Building $52,088
2025	$3,408.00	$56,012 Land $3,924 Building $52,088	$294,800 Land $20,650 Building $274,150
2023	$3,317.00 (+5.1%)	$53,795 Land $3,734 Building $50,061	$283,130 Land $19,650 Building $263,480
2022	$3,156.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1172 Creech School Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1172 Creech School Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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