1172 Cook Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1172 Cook Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 871 sqft · built 1921
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Aug 2021)
Tax Bill	$5,678 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-13-0134`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-13-0134`
Alternative APNs	`8594842` `660508`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	871 sqft Living Area
1st Floor Area	641 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Game Room	Game Room

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1953
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	660508
Street Address	1172 COOK AVE E
City	SAINT PAUL
State	MN
Zip	55106-3325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLSDALE, ST. PAUL LOT 2 BLK 4
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	HILLSDALE, ST. PAUL
Legal Block	4
Legal Lot Number	2
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1004
Census Tract	31600

Owner

1172 Cook Ave E is owned and occupied by an individual who bought it in August 2021.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1172 COOK AVE E, SAINT PAUL, MN 55106-3325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 18, 2021	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY LLC
Jul 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2021 · Amount on File
Deed Sale	Aug 18, 2021 · Amount on File
Prior Sale	Oct 31, 1997 · Amount on File
Deed Document Number	20212709421
Prior Transfer Date	Jun 16, 2020
Prior Transfer Doc	0002670156
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1172 COOK AVE E, SAINT PAUL, MN 55106-3325
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1172 COOK AVE E, SAINT PAUL, MN 55106-3325

Mortgage

Document Number	0A04992921
Date	Jun 27, 2023
Instrument	A04992921

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Sep 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 18, 2021
Property Address	1172 COOK AVE E, SAINT PAUL, MN 55106-3325
Document Number	0T02709421
Instrument Date	Aug 12, 2021
Instrument	T02709421
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount on Record
Tax	$775.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1172 COOK AVE E, SAINT PAUL, MN 55106-3325

Mortgage

Document Number	0T02709422
Date	Aug 18, 2021
Instrument	T02709422

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Mortgage

Document Number	0T02709423
Date	Aug 18, 2021
Instrument	T02709423

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 21, 2020
Property Address	1172 COOK AVE E, SAINT PAUL, MN 55106-3325
Document Number	0002670156
Instrument Date	May 15, 2020
Instrument	2670156
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1172 COOK AVE E ST PAUL MN 551063325, ST PAUL, MN 55106-3325

Tax Assessment & Valuation

The 2025 property tax bill for 1172 Cook Ave E was $5,678 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,800 Land $25,000 Building $182,800	$207,800 Land $25,000 Building $182,800
2025	$5,678.00
2023	$3,906.00 Homeowner's exemption	$205,300 Land $20,000 Building $185,300	$205,300 Land $20,000 Building $185,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1172 Cook Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1172 Cook Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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