11717 Smart Ln, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 11717 Smart Ln, Charlotte, NC 28277

Property Summary

Property Type	Single Family Home
Details	6 bd · 7.5 ba · 8,898 sqft · built 2003
Lot Size	0.551 acres (24,002 sqft)
Owner	2 Individual Names on File
Last Sale	$1,265,000 (Mar 2016)
Tax Bill	$19,612 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`223-104-03`

Property Details

APN / Parcel Number

Primary APN	`223-104-03`

Interior

Bedrooms	6 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	8,898 sqft Living Area
Gross Area	9,717 sqft
1st Floor Area	3,764 sqft
Upper Floors Area	2,062 sqft
Basement Area	3,971 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Other
Lot Area	24,002 sqft (0.551 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	819 sqft
Pool Area	64 sqft
Porch	Finished/Open Porch
Porch Area	1,543 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11717 SMART LN
City	CHARLOTTE
State	NC
Zip	28277-3025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX-1
Legal Description	L748 M31-817
Legal Subdivision	BALLANTYNE CC
Legal Block	4
Legal Lot Number	748
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3012
Census Tract	5855

Owner

Source: Mecklenburg County records · APN 223-104-03

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11717 SMART LN, CHARLOTTE, NC 28277-3025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 11, 2016 · Amount on Record
Deed Sale	Mar 11, 2016 · Amount on Record
Prior Sale	Sep 02, 2005 · Amount on Record
Deed Document Number	201627635
Deed Book / Page	30653 / 790
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	11717 SMART LN, CHARLOTTE, NC 28277-3025
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110173
Date	Aug 15, 2017
Book Page	32043/700
Instrument	2017110173

Lender

Name	CAPITAL BANK CORPORATION
Type	Bank
Address	GREENSBORO, NC 27408

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,612.00	$2,534,900 Land $391,500 Building $2,143,400	$2,534,900 Land $391,500 Building $2,143,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Google Fiber.

Based on FCC filings for 219 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2025
Also Mapped Here	CHARLOTTE WATER
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.