11716 108th Ave, Largo, FL 33778 Property Records

Pinellas County property record for 11716 108th Ave, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,998 sqft · built 1979
Lot Size	0.231 acres (10,067 sqft)
Owner	Individual Name on File
Last Sale	$241,500 (Mar 2016)
Tax Bill	$3,659 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-8382-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-8382-4`
Alternative APNs	`16-30-15-78648-000-0330` `301516786480000330` `153016786480000330` `R173356`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,998 sqft Living Area
Gross Area	2,663 sqft
1st Floor Area	1,998 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,067 sqft (0.231 acres)
Lot Dimensions	107 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	209 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R173356
Street Address	11716 108TH AVE
City	LARGO
State	FL
Zip	33778-3646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANDY WOODS ADD LOT 33
Legal Range	15E
Legal Township	30S
Legal Section	16
Legal Subdivision	SANDY WOODS ADD
Legal Tract	78648
Legal Lot Number	33
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	1
Census Block	1014
Census Tract	25119

Owner

11716 108th Ave is owned and occupied by an individual who bought it in March 2016.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	11716 108TH AVE, LARGO, FL 33778-3646
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2016 · Amount on File
Deed Sale	Mar 24, 2016 · Amount on File
Prior Sale	Apr 4, 2003 · Amount on File
Deed Document Number	201686733
Deed Book / Page	19128 / 1276
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Recording Date	Aug 20, 2026
Property Address	11716 108TH AVE, LARGO, FL 33778-3646
Document Number	0000224684
Book / Page	23669 / 155
Instrument Date	Aug 15, 2026
Instrument	2026224684
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11716 108TH AVE, LARGO, FL 33778-3646

Mortgage

Document Number	0000224684,
Date	Aug 20, 2026
Book Page	23669/155
Instrument	2026224684

Lender

Name	ACHIEVA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 27, 2051

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 11716 108th Ave was $3,659 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Seminole City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,659.00 Homeowner's exemption	$261,267	$397,533 Land $144,334 Building $253,199
2023	$3,267.00 (+2.9%) Homeowner's exemption	$246,509 (+3%)	$380,086 (+14.57%) Land $180,826 Building $199,260
2022	$3,175.00 Homeowner's exemption	$239,329	$331,745 Land $180,521 Building $151,224

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11716 108th Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	7 (1981–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11716 108th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20