11712 Winding Way, Los Altos, CA 94024 Property Records

Santa Clara County property record for 11712 Winding Way, Los Altos, CA 94024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,044 sqft · built 1973
Lot Size	0.213 acres (9,296 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,880,000 (Nov 2023)
Tax Bill	$36,818 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`331-20-021`

Property Details

APN / Parcel Number

Primary APN	`331-20-021`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,044 sqft Living Area
1st Floor Area	2,044 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	9,296 sqft (0.213 acres)
Lot Dimensions	112 ft deep x 83 ft wide
Terrain	Gentle Slope
Garage Area	497 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	11712 WINDING WAY
City	LOS ALTOS
State	CA
Zip	94024-6330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1E-1
Legal Description	BLOCK 5 LOT 10
Legal Subdivision	HALE RANCH
Legal Block	5
Legal Lot Number	10
Jurisdiction	SANTA CLARA CA
Township / Civil Division	WEST SANTA CLARA
Census Block Group	1
Census Block	1003
Census Tract	511707

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11712 WINDING WAY, LOS ALTOS, CA 94024-6330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA
Nov 30, 2023	Grant Deed, Transfer · Conventional Mortgage HSBC BANK USA
Feb 10, 2021	Intrafamily Transfer, Transfer
Feb 10, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2023 · Amount on Record
Deed Sale	Nov 30, 2023 · Amount on Record
Deed Document Number	202325569204
Prior Transfer Date	Jan 22, 2021
Prior Transfer Doc	0024826267
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	11712 WINDING WAY, LOS ALTOS, CA 94024-6330
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11712 WINDING WAY, LOS ALTOS, CA 94024-6330

Mortgage

Document Number	0025919505
Date	Dec 16, 2025
Instrument	25919505

Lender

Name	HSBC BANK USA
Type	Bank
Address	66 HUDSON BLVD E, NEW YORK, NY 10001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	Other
Margin	3
Max Rate	10.1%

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 30, 2023
Property Address	11712 WINDING WAY, LOS ALTOS, CA 94024-6330
Document Number	0025569204
Map Reference	MB U PG 7-9
Instrument Date	Nov 6, 2023
Instrument	25569204
Transaction Type	Transfer
Record Updated	Dec 8, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	11712 WINDING WAY, LOS ALTOS, CA 94024-6330

Mortgage

Document Number	0025569205
Date	Nov 30, 2023
Instrument	25569205

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.61%
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.6%
Margin	3
Max Rate	11.6%

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 10, 2021
Property Address	11712 WINDING WAY, LOS ALTOS, CA 94024-6330
Document Number	0024826268
Map Reference	MB U PG 7-9
Instrument Date	Jan 29, 2021
Instrument	24826268
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	955 KIDDER CT, AUBURN, CA 95603-5833

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 10, 2021
Property Address	11712 WINDING WAY, LOS ALTOS, CA 94024-6330
Document Number	0024826267
Map Reference	MB U PG 7-9
Instrument Date	Jan 22, 2021
Instrument	24826267
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 KIDDER CT, AUBURN, CA 95603-5833

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Elementary School District	Los Altos Elementary School District (KG - 08)
Secondary School District	Mountain View-Los Altos Union School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,996,352 (+2%) Land $2,809,080 Building $187,272
2025	$36,818.00 (+892.13%) Homeowner's exemption	$2,937,600 (+1,761.28%) Land $2,754,000 Building $183,600
2023	$3,711.00 (+3.26%)	$157,827 Land $42,381 Building $115,446
2022	$3,594.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1983–2002)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Dec 2002 · river or lake flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LOS ALTOS SUBURBAN private · serves 63,559 people · EPA ID CA4310001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile.

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