11712 Colony Rd, Galt, CA 95632 Property Records

Sacramento County property record for 11712 Colony Rd, Galt, CA 95632 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,513 sqft · built 1977
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Aug 2015)
Tax Bill	$9,618 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`138-0070-021-0000`

Property Details

APN / Parcel Number

Primary APN	`138-0070-021-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,513 sqft Living Area
1st Floor Area	1,332 sqft
2nd Floor Area	841 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	217,800 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	11712 COLONY RD
City	GALT
State	CA
Zip	95632-8547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 385 FT OF LOT 7 VALENSIN COLONY EXC R/W DESC IN 710128/304
Legal Subdivision	VALENSIN COLONY
Legal Lot Number	7
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1021
Census Tract	9404

Owner

Source: Sacramento County records · APN 138-0070-021-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11712 COLONY RD, GALT, CA 95632-8547
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 06, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Sep 22, 2021	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage PATELCO FCU
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Mar 02, 2018	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BK
May 02, 2017	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 27, 2015 · Amount on Record
Deed Sale	Aug 27, 2015 · Amount on Record
Prior Sale	Mar 10, 2015 · Amount on Record
Deed Book / Page	20150827 / 1265
Prior Transfer Date	Jan 13, 2003
Prior Transfer Doc	2003001579
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	11712 COLONY RD, GALT, CA 95632-8547
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11712 COLONY RD, GALT, CA 95632-8547

Mortgage

Document Number	0000000576
Date	Sep 06, 2023
Instrument	202309060576

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	FORT WORTH, TX 76155

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	11712 COLONY RD, GALT, CA 95632-8547
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11712 COLONY RD, GALT, CA 95632-8547

Mortgage

Document Number	0000001340
Date	Sep 22, 2021
Instrument	2021092201340

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 30, 2046

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Change Frequency	Monthly
Index	Other

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	11712 COLONY RD, GALT, CA 95632-8547
Document Number	2008261401
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Sep 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11712 COLONY RD GALT CA 956328547, GALT, CA 95632-8547

Mortgage

Document Number	2008261401
Date	Aug 26, 2020
Instrument	2008261401

Lender

Name	PATELCO FCU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 25, 2045

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	11712 COLONY RD, GALT, CA 95632-8547
Document Number	2007020167
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11712 COLONY RD GALT CA 956328547, GALT, CA 95632-8547

Mortgage

Document Number	2007020167
Date	Jul 02, 2020
Instrument	2007020167

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	11712 COLONY RD, GALT, CA 95632-8547
Document Number	1803150428
Instrument Date	Mar 02, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11712 COLONY RD GALT CA 956328547, GALT, CA 95632-8547

Mortgage

Document Number	1803150428
Date	Mar 15, 2018
Instrument	1803150428

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	11712 COLONY RD, GALT, CA 95632-8547
Document Number	1706150584
Instrument Date	May 02, 2017
Transaction Type	Mortgage
Record Updated	Aug 01, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11712 COLONY RD GALT CA 956328547, GALT, CA 95632-8547

Mortgage

Document Number	1706150584
Date	Jun 15, 2017
Instrument	584

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2047

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Elementary School District	Arcohe Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$573,543 (+2%) Land $187,155 Building $386,388
2025	$9,618.00 (+62.58%) Homeowner's exemption	$562,298 (+4.04%) Land $183,486 Building $378,812
2024	$5,916.00 (+2.11%)
2023	$5,794.00 (+4.66%) Homeowner's exemption	$540,465 Land $176,362 Building $364,103
2022	$5,536.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670094041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	26 (1986–2022)
Claims Outside the SFHA	6 of 26
Most Recent Claim	Dec 2022, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 3 claims Flooding, Feb 2017 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 13 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	5,000 / 5,000
Softcom Internet Communications	Fixed Wireless (licensed-by-rule)	400 / 50
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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