11712 128th Ave, Largo, FL 33778 Property Records

Pinellas County property record for 11712 128th Ave, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,382 sqft · built 1971
Lot Size	0.137 acres (5,985 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (May 2025)
Tax Bill	$4,924 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Dec 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-8416-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-8416-2`
Alternative APNs	`09-30-15-55728-000-1170` `301509557280001170` `153009557280001170` `R101675`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,382 sqft Living Area
Gross Area	1,426 sqft
1st Floor Area	1,382 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	5,985 sqft (0.137 acres)
Lot Dimensions	95 ft deep x 63 ft wide

Exterior Amenities

Porch	Slab
Porch Area	44 sqft
Deck Area	255 sqft
Patio Area	255 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R101675
Street Address	11712 128TH AVE
City	LARGO
State	FL
Zip	33778-1535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	MARTIN TERRACE 1ST ADD LOT 117
Legal Range	15E
Legal Township	30S
Legal Section	9
Legal Subdivision	MARTIN TERRACE 1ST ADD
Legal Tract	55728
Legal Lot Number	117
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1047
Census Tract	25307

Owner

11712 128th Ave is owned and occupied by two individuals who bought it in May 2025.

Source: Pinellas County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11712 128TH AVE, LARGO, FL 33778-1535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 26, 2024	Warranty Deed, Transfer SCHRADER TITLE SERVICES, SCHULER LAW & TITLE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2025 · Amount on File
Deed Sale	May 7, 2025 · Amount on File
Prior Sale	Dec 26, 2024 · Amount on File
Deed Document Number	2025133592
Deed Book / Page	23155 / 2298
Record Updated	Oct 29, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 7, 2025
Property Address	11712 128TH AVE, LARGO, FL 33778-1535
Document Number	0231552298
Book / Page	23155 / 2298
Map Reference	MB 58 PG 8
Instrument Date	May 5, 2025
Instrument	2025133592
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	AMERICAN NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	548 1ST ST N, SAINT PETERSBURG, FL 33701-3002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11712 128TH AVE, LARGO, FL 33778-1535

Mortgage

Document Number	0231552300
Date	May 7, 2025
Instrument	23155/2300

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 26, 2024
Property Address	11712 128TH AVE, LARGO, FL 33778-1535
Document Number	0230121849
Book / Page	23012 / 1849
Map Reference	MB 58 PG 8
Instrument Date	Dec 20, 2024
Instrument	2024323047
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	SCHRADER TITLE SERVICES, SCHULER LAW & TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29 E 2ND ST, POTTSTOWN, PA 19464-5203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 143, ST PETERSBURG, FL 33731-0143
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 11712 128th Ave was $4,924.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,924.00	$268,430 Land $91,457 Building $176,973	$268,430 Land $91,457 Building $176,973
2023	$2,124.00 (+8.04%) Homeowner's exemption	$150,672 (+14.39%)	$172,421 (+24.7%) Land $93,518 Building $78,903
2022	$1,966.00 Homeowner's exemption	$131,716	$138,264 Land $79,054 Building $59,210

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 11712 128th Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11712 128th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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