11711 Wetherby Ave, Middletown (Louisville), KY 40243 Property Records

Louisville/Jefferson County Metro Government property record for 11711 Wetherby Ave, Middletown, KY 40243

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,048 sqft · built 1920
Lot Size	0.072 acres (3,128 sqft)
Owner	Individual Name on Record
Last Sale	$319,000 (Mar 2026)
Tax Bill	$3,426 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21028800580000`

Property Details

APN / Parcel Number

Primary APN	`21028800580000`
Alternative APNs	`028800580000` `01039729`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,048 sqft Finished Area
Basement Area	524 sqft
Flooring	Covered

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	3,128 sqft (0.072 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	01039729
Street Address	11711 WETHERBY AVE
City	MIDDLETOWN
State	KY
Zip	40243-1048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5-RESIDEN
Legal Description	LOT 44 BLK D CEDAR DALE ADD PB. 2 PG. 2872, .2189 AC+/- PARCEL MERGER PROJECT: 028800570000, 028800590000, 028800580000
Legal Subdivision	CEDAR DALE
Legal Block	D
Legal Lot Number	44
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	3
Census Block	3001
Census Tract	10405

Owner

Source: Louisville/Jefferson County Metro Government records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11711 WETHERBY AVE, LOUISVILLE, KY 40243-1048
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Deed Document Number	202632000
Deed Book / Page	13285 / 402
Prior Transfer Date	Mar 15, 2006
Prior Transfer Doc	0088040682
Record Updated	Jun 8, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Mar 23, 2026
Property Address	11711 WETHERBY AVE, MIDDLETOWN, KY 40243-1048
Document Number	0000032000
Book / Page	D 13285 / 402
Map Reference	MB 2 PG 282
Instrument Date	Mar 13, 2026
Instrument	2026032000
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	GRACE TITLE GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1202 OLD HARRODS CREEK RD, LOUISVILLE, KY 40223-2430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11711 WETHERBY AVE, LOUISVILLE, KY 40243-1048

Mortgage

Document Number	0000032001
Date	Mar 23, 2026
Instrument	2026032001

Lender

Name	L&N FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Apr 1, 2031
Change Frequency	5 Years
Min Rate At Change	4%
Max Rate At Change	8%
Index	5-Year CMT
Max Rate	12%

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Middletown City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,426.00 (-3.63%)	$307,030 (-) Land $38,850 Building $268,180
2024			$307,030 (-) Land $38,850 Building $268,180
2023	$3,555.00 (-0.34%)	$307,030 (-) Land $38,850 Building $268,180	$307,030 (-) Land $38,850 Building $268,180
2022	$3,567.00	$307,030 Land $38,850 Building $268,180	$307,030 Land $38,850 Building $268,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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