11710 E FM 1550, Ladonia, TX 75449 Property Records

Fannin County property record for 11710 E FM 1550, Ladonia, TX 75449

Property Summary

Property Type	Rural Home
Details	2 ba · 1,757 sqft · built 1872
Lot Size	12.2 acres (533,697 sqft)
Owner	2 Individual Names on File
Last Sale	$46,100 (Jun 2011)
Tax Bill	$4,627 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1025-008-0000-08`

Property Details

APN / Parcel Number

Primary APN	`1025-008-0000-08`
Alternative APN	`83818`

Interior

Full Baths	2 Baths
Building Area	1,757 sqft Living Area
1st Floor Area	1,757 sqft

Exterior

Year Built	Built 1872
Effective Year Built	Effective 1872
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Lot Area	533,697 sqft (12.2 acres)
Garage Type	Detached
Garage Area	792 sqft
Porch	Porch
Porch Area	330 sqft
Patio Area	246 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Account Number	1025-008-0000-08
Street Address	11710 E FM 1550
City	LADONIA
State	TX
Zip	75449-3619
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A1025 R SMITH, ACRES 12.252, TODD
Legal Subdivision	R SMITH SURVEY ABSTRACT NO 1025
Jurisdiction	FANNIN TX
Township / Civil Division	HONEY GROVE
Census Block Group	1
Census Block	1133
Census Tract	950100

Owner

11710 E FM 1550, a rural home, is owned and occupied by two individuals who acquired it in December 2021.

Source: Fannin County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11710 E FM 1550, LADONIA, TX 75449-3619
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Jan 6, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2011 · Amount on File
Deed Sale	Jun 28, 2011 · Amount on File
Prior Sale	Mar 20, 2006 · Amount on File
Deed Document Number	20112456
Deed Book / Page	1561 / 1
Last Transfer Date	Dec 30, 2021
Transfer Doc	2022000131
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Recording Date	Aug 28, 2026
Property Address	11710 E FM 1550, LADONIA, TX 75449-3619
Document Number	0000005645
Instrument Date	Aug 26, 2026
Instrument	20265645
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3216 MALCOLM RD, MELISSA, TX 75454-9885

Mortgage

Document Number	0000005645,
Date	Aug 28, 2026
Instrument	20265645

Lender

Name	FIRST UNITED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	11710 E FM 1550, LADONIA, TX 75449-3619
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000104
Date	Jan 5, 2022
Instrument	2022000104

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

January 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FANNIN TX
Recording Date	Jan 6, 2022
Property Address	11710 E FM 1550, LADONIA, TX 75449-3619
Document Number	2022000131
Instrument Date	Dec 30, 2021
Instrument	2022000131
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	11710 E FM 1550, LADONIA, TX 75449-3619

Tax Assessment & Valuation

The 2025 property tax bill for 11710 E FM 1550 was $4,627, down 8% from the year before.

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Fannindel Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,627.00 (-8.01%)	$379,810 Land $209,570 Building $170,240	$379,810 Land $209,570 Building $170,240
2024	$5,030.00
2023		$474,200 Land $292,500 Building $181,700	$474,200 Land $292,500 Building $181,700
2018	$1,233.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11710 E FM 1550 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11710 E FM 1550 is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCCRAW CHAPEL WSC serves 336 people · EPA ID TX0740039
Water Source	Purchased groundwater from CITY OF HONEY GROVE
Last State Inspection	Oct 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Peoples Communications Fixed Wireless	100 / 30
360 Broadband Fixed Wireless	100 / 25
Rise Broadband Fixed Wireless	25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E FM 1550

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