1171 Turtle Lake Ct, Ocoee, FL 34761 Property Records

Orange County property record for 1171 Turtle Lake Ct, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,744 sqft · built 1996
Lot Size	0.286 acres (12,462 sqft)
Owner	2 Individual Names on File
Last Sale	$126,000 (Sep 1997)
Tax Bill	$2,601 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-22-28-7335-01-910`

Property Details

APN / Parcel Number

Primary APN	`09-22-28-7335-01-910`
Alternative APNs	`282209733501910` `230735` `235575` `240147`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,744 sqft Living Area
Gross Area	2,199 sqft
1st Floor Area	1,744 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,462 sqft (0.286 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1171 TURTLE LAKE CT
City	OCOEE
State	FL
Zip	34761-9100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	REFLECTIONS UNIT ONE 34/46 LOT 191
Legal Range	28E
Legal Township	22S
Legal Section	09
Legal Subdivision	REFLECTIONS UT 1
Legal Tract	7335
Legal Block	1
Legal Lot Number	191
Legal Unit	1
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	3
Census Block	3001
Census Tract	15003

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1171 TURTLE LAKE CT, OCOEE, FL 34761-9100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Nov 1, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jan 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 22, 1997 · Amount on Record
Deed Sale	Sep 22, 1997 · Amount on Record
Deed Book / Page	5331 / 1086
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1171 TURTLE LAKE CT, OCOEE, FL 34761-9100
Document Number	0000590316
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1171 TURTLE LAKE CT OCOEE FL 347619100, OCOEE, FL 34761-9100

Mortgage

Document Number	0000590316
Date	Nov 11, 2020
Instrument	590316

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 10, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1171 TURTLE LAKE CT, OCOEE, FL 34761-9100
Document Number	0000701519
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1171 TURTLE LAKE CT OCOEE FL 347619100, OCOEE, FL 34761-9100

Mortgage

Document Number	0000701519
Date	Nov 7, 2019
Instrument	701519

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1171 TURTLE LAKE CT, OCOEE, FL 34761-9100
Document Number	0000040472
Instrument Date	Jan 12, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1171 TURTLE LAKE CT OCOEE FL 347619100, OCOEE, FL 34761-9100

Mortgage

Document Number	0000040472
Date	Jan 22, 2019
Instrument	40472

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 21, 2034

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,542 (+2.7%)	$318,780 (-1.25%) Land $85,000 Building $233,780
2025	$2,601.00 (+10.54%) Homeowner's exemption	$155,348 (+5.99%)	$322,830 (+9.47%) Land $85,000 Building $237,830
2024	$2,353.00 (+3.61%)
2023	$2,271.00 (+3.75%) Homeowner's exemption	$146,573 (+3%)	$294,910 (+12.67%) Land $85,000 Building $209,910
2022	$2,189.00 Homeowner's exemption	$142,304	$261,742 Land $85,000 Building $176,742

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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