1171 Spring Ash Dr, Dayton, OH 45458 Property Records

Montgomery County property record for 1171 Spring Ash Dr, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,566 sqft · built 1995
Lot Size	0.439 acres (19,166 sqft)
Owner	2 Owner Names on File
Last Sale	$240,000 (Jul 2007)
Tax Bill	$8,302 (2024)
Deeds & Mortgages	Apr 2022 Line of Credit Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`O67 22422 0003`

Property Details

APN / Parcel Number

Primary APN	`O67 22422 0003`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,566 sqft Living Area
1st Floor Area	1,248 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Lot Area	19,166 sqft
Lot Dimensions	192 ft deep x 99 ft wide
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	44 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1171 SPRING ASH DR
City	DAYTON
State	OH
Zip	45458-4755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 CHELSEA TRACE SUBD SEC 2
Legal Subdivision	CHELSEA TRACE SUBD
Legal Lot Number	28
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1002
Census Tract	40305

Owner

The current owner of 1171 Spring Ash Dr bought it in July 2007.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	2 Owner Names on File
Mailing Address	1171 SPRING ASH DR, DAYTON, OH 45458-4755
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Feb 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2007 · Amount on File
Deed Sale	Jul 17, 2007 · Amount on File
Prior Sale	Jul 17, 2007
Deed Document Number	0000060851
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1171 SPRING ASH DR, DAYTON, OH 45458-4755
Transaction Type	Mortgage
Record Updated	Apr 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1171 SPRING ASH DR, DAYTON, OH 45458-4755

Mortgage

Document Number	0000028488
Date	Apr 27, 2022
Instrument	2022-00028488

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1171 SPRING ASH DR, DAYTON, OH 45458-4755
Document Number	0000011674
Instrument Date	Feb 22, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018
Title Company	LANDMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1171 SPRING ASH DR DAYTON OH 454584755, DAYTON, OH 45458-4755

Mortgage

Document Number	0000011674
Date	Mar 2, 2018
Instrument	11674

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2038

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$124,060 Land $25,680 Building $98,380
2024	$8,302.00 (+8.65%)
2023	$7,641.00 (+3.87%)	$124,060 (+31.29%) Land $25,680 Building $98,380	$354,450 Land $73,360 Building $281,090
2022	$7,356.00	$94,490 Land $19,600 Building $74,890
2020			$269,970 Land $56,000 Building $213,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1171 Spring Ash Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1171 Spring Ash Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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