Santa Cruz County property record for 1171 San Andreas Rd, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,542 sqft · built 1974 |
| Lot Size | 0.458 acres (19,950 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $599,000 (Sep 2014) |
| Tax Bill | $8,911 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-261-07 |
| Primary APN | 046-261-07 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,542 sqft Living Area |
| Gross Area | 2,062 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 19,950 sqft (0.458 acres) |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1171 SAN ANDREAS RD |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-9639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 122300 |
1171 San Andreas Rd is owned and occupied by two individuals who bought it in September 2014.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1171 SAN ANDREAS RD, WATSONVILLE, CA 95076-9639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 27, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jul 26, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2014 · Amount on File |
| Deed Sale | Sep 30, 2014 · Amount on File |
| Deed Document Number | 201432795 |
| Prior Transfer Date | Jan 12, 2013 |
| Prior Transfer Doc | 0000005674 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 1171 SAN ANDREAS RD, WATSONVILLE, CA 95076-9639 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1171 SAN ANDREAS RD, CORRALITOS, CA 95076-9639 |
| Document Number | 0000061972 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 2021-0061972 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 1171 SAN ANDREAS RD, WATSONVILLE, CA 95076-9639 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1171 SAN ANDREAS RD, WATSONVILLE, CA 95076-9639 |
| Document Number | 0000001219 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 2021-0001219 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 1171 SAN ANDREAS RD, WATSONVILLE, CA 95076-9639 |
| Document Number | 0000025840 |
| Instrument Date | Jul 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 500 CATHEDRAL DR APTOS CA 950015001, APTOS, CA 95001-5001 |
| Document Number | 0000025840 |
|---|---|
| Date | Aug 4, 2017 |
| Instrument | 25840 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1171 San Andreas Rd was $8,911 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $734,307 (+2%) Land $440,584 Building $293,723 | ||
| 2025 | $8,911.00 Homeowner's exemption | $719,908 Land $431,945 Building $287,963 | |
| 2023 | $7,861.00 (+1.85%) Homeowner's exemption | $691,953 Land $415,172 Building $276,781 | $794,250 |
| 2022 | $7,718.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1171 San Andreas Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 7 (1978–2010) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Apr 2010 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1171 San Andreas Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN ANDREAS MUTUAL WATER CO private · serves 392 people · EPA ID CA4400558 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
May also be available: Cruzio, T-Mobile, Verizon.
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