1171 Pine Bluff Dr, Lynchburg, VA 24503 Property Records

Bedford County property record for 1171 Pine Bluff Dr, Lynchburg, VA 24503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,383 sqft · built 1990
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Mar 2022)
Tax Bill	$1,150 (2023)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jan 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82E 2 35`

Property Details

APN / Parcel Number

Primary APN	`82E 2 35`
Alternative APNs	`8229500` `525432`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,383 sqft Living Area
Gross Area	2,447 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Deck Area	376 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	525432
Street Address	1171 PINE BLUFF DR
City	LYNCHBURG
State	VA
Zip	24503-4943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE BLUFF LT 35 SC 2
Legal Subdivision	PINE BLUFF
Legal Lot Number	3
Jurisdiction	BEDFORD VA
Township / Civil Division	5
Census Block Group	4
Census Block	4024
Census Tract	30101

Owner

1171 Pine Bluff Dr is owned and occupied by an individual who bought it in March 2022.

Source: Bedford County records, as of August 14, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1171 PINE BLUFF DR, LYNCHBURG, VA 24503-4943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Warranty Deed, Transfer · Conventional Mortgage OVM FINANCIAL INC
Jan 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance APEX HOME LOANS INC
Mar 4, 2020	Special Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCE
Sep 24, 2019	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2022 · Amount on File
Deed Sale	Mar 3, 2022 · Amount on File
Prior Sale	Mar 4, 2020 · Amount on File
Deed Document Number	220002525
Record Updated	Jun 7, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Mar 3, 2022
Property Address	1171 PINE BLUFF DR, LYNCHBURG, VA 24503-4943
Document Number	0220002525
Instrument Date	Feb 16, 2022
Instrument	220002525
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1171 PINE BLUFF DR, LYNCHBURG, VA 24503-4943

Mortgage

Document Number	0220002526
Date	Mar 3, 2022
Instrument	220002526

Lender

Name	OVM FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	347 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.47%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1171 PINE BLUFF DR, LYNCHBURG, VA 24503-4943
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000160
Date	Jan 5, 2021
Instrument	210000160

Lender

Name	APEX HOME LOANS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

March 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Mar 4, 2020
Property Address	1171 PINE BLUFF DR, LYNCHBURG, VA 24503-4943
Document Number	200002208
Instrument Date	Feb 12, 2020
Instrument	200002208
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	ACQUISITION TITLE AND SETTLEMENT, ACQUISITION TITLE & STLMNT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1171 PINE BLUFF DR, LYNCHBURG, VA 24503-4943

Mortgage

Document Number	200002209
Date	Mar 4, 2020
Instrument	200002209

Lender

Name	AMERICAN NEIGHBORHOOD MORTGAGE ACCE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BEDFORD VA
Recording Date	Sep 24, 2019
Property Address	1171 PINE BLUFF DR, LYNCHBURG, VA 24503-4943
Document Number	190008829
Instrument Date	Sep 5, 2019
Instrument	190008829
Transaction Type	Foreclosure
Record Updated	Sep 2, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5151 CORPORATE DR, TROY, MI 48098-2639
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,150.00 Additional exemption filed	$140,300	$280,600 Land $50,000 Building $230,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1171 Pine Bluff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1171 Pine Bluff Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Glo Fiber Cable	1,200 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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