1171 McDonald Dr, Chattanooga, TN 37421 Property Records

Hamilton County property record for 1171 McDonald Dr, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,721 sqft · built 1950
Lot Size	0.697 acres (30,380 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Oct 2021)
Tax Bill	$1,092 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`159O B 003`

Property Details

APN / Parcel Number

Primary APN	`159O B 003`
Alternative APN	`0000102387`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,721 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	30,380 sqft (0.697 acres)
Lot Dimensions	151 ft deep x 200 ft wide
Pool Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000102387
Street Address	1171 MCDONALD DR
City	CHATTANOOGA
State	TN
Zip	37421-3211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 22&23 MC DONALDS REV ADDN PB15 PG39
Legal Subdivision	MC DONALDS ADDN
Legal Lot Number	22,23 23
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2009
Census Tract	11321

Owner

1171 McDonald Dr is owned and occupied by an individual who bought it in October 2021.

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1171 MCDONALD DR, CHATTANOOGA, TN 37421-3211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Prior Sale	Dec 12, 2012 · Amount on File
Deed Document Number	2021100800175
Deed Book / Page	12684 / 711
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 8, 2021
Property Address	1171 MCDONALD DR, CHATTANOOGA, TN 37421-3211
Document Number	0000000175
Book / Page	12684 / 711
Map Reference	MB 15 PG 39
Instrument Date	Sep 28, 2021
Instrument	2021100800175
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1171 MCDONALD DR, CHATTANOOGA, TN 37421-3211

Mortgage

Document Number	0012684713
Date	Oct 8, 2021
Instrument	12684/713

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1171 McDonald Dr was $1,092, up 3.8% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,092.00 (+3.8%)	$72,100 (+53.32%)	$288,400 (+53.32%) Land $70,000 Building $218,400
2024	$1,052.00	$47,025 (-)	$188,100 (-) Land $70,000 Building $118,100
2023	$1,052.00	$47,025 (-)	$188,100 (-) Land $70,000 Building $118,100
2022	$1,052.00	$47,025	$188,100 Land $70,000 Building $118,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1171 McDonald Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (2012–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1171 McDonald Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20