1171 Cherry St, Rutledge, TN 37861 Property Records

Grainger County property record for 1171 Cherry St, Rutledge, TN 37861

Property Summary

Property Type	Single Family Home
Details	1 ba · 944 sqft · built 1947
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individuals on Record
Last Sale	$42,350 (Aug 2000)
Tax Bill	$1,010 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029050 00303`

Property Details

APN / Parcel Number

Primary APN	`029050 00303`
Alternative APN	`050 00303`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	944 sqft Living Area
1st Floor Area	944 sqft
Upper Floors Area	510 sqft
Basement Area	112 sqft
Finished Basement	112 sqft
Flooring	Hardwood
Interior Walls	Masonry

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1965
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	44,867 sqft (1.03 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	576 sqft
Deck Area	128 sqft
Patio Area	128 sqft
Shed	1 Shed
Shed Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1171 CHERRY ST
City	RUTLEDGE
State	TN
Zip	37861-5464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: G01
Jurisdiction	GRAINGER TN
Township / Civil Division	1
Census Block Group	3
Census Block	3012
Census Tract	500302

Owner

Source: Grainger County assessment roll, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	1171 CHERRY ST, RUTLEDGE, TN 37861-5464
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Apr 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2000 · Amount on Record
Deed Sale	Aug 5, 2000 · Amount on Record
Prior Sale	Feb 25, 1993 · Amount on Record
Deed Book / Page	220 / 164
Last Transfer Date	Feb 28, 2025
Transfer Doc	0000000598
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	1171 CHERRY ST, RUTLEDGE, TN 37861-5464
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1171 CHERRY ST, RUTLEDGE, TN 37861-5464
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001475
Date	Apr 25, 2022
Book Page	404/1466
Instrument	22001475

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	1171 CHERRY ST, RUTLEDGE, TN 37861-5464
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1171 CHERRY ST, RUTLEDGE, TN 37861-5464

Mortgage

Document Number	0000001213
Date	Apr 21, 2025
Book Page	INST429/266
Instrument	25001213

Lender

Name	REGIONS BANK
Type	Bank
Address	2050 PARKWAY OFFICE CIR, HOOVER, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Tax Assessment & Valuation

Source: Grainger County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,010.00	$42,975 (-) Land $4,350 Building $38,625
2024	$1,010.00	$42,975 (-) Land $4,350 Building $38,625
2023	$1,010.00 (+2.33%)	$42,975 (-) Land $4,350 Building $38,625
2022	$987.00	$42,975 Land $4,350 Building $38,625
2021			$171,900 Land $17,400 Building $154,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 70% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUTLEDGE WATER SYSTEM serves 2,137 people · EPA ID TN0000600
Water Source	Purchased surface water from BEAN STATION UTILITY DISTRICT
Last State Inspection	Jun 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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