1171 Barner Rd, Towanda, PA 18848 Property Records

Bradford County property record for 1171 Barner Rd, Towanda, PA 18848

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · built 1960
Lot Size	124 acres (5,410,152 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Oct 2021)
Tax Bill	$6,859 (2026)
Deeds & Mortgages	Apr 2022 Construction Loan Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38-074.00-163-000-000`

Property Details

APN / Parcel Number

Primary APN	`38-074.00-163-000-000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	5,410,152 sqft (124 acres)

Location & Zoning

Street Address	1171 BARNER RD
City	TOWANDA
State	PA
Zip	18848-9220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE &GARAGE
Jurisdiction	BRADFORD PA
Township / Civil Division	SHESHEQUIN
Census Block Group	3
Census Block	3075
Census Tract	950200

Owner

1171 Barner Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Bradford County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1171 BARNER RD, TOWANDA, PA 18848-9220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Construction Mortgage CITIZENS & NORTHERN BANK
Oct 1, 2021	Deed, Transfer · Commercial Mortgage LAWRENCE O'REILLY
Mar 9, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2021 · Amount on File
Deed Sale	Oct 1, 2021 · Amount on File
Prior Sale	Mar 9, 2021 · Amount on File
Deed Document Number	202111120
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD PA
Property Address	BARNER RD, TOWANDA, PA 18848
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202204573
Date	Apr 29, 2022
Instrument	202204573

Lender

Name	CITIZENS & NORTHERN BANK
Type	Bank
Address	WELLSBORO, PA 16901

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2033
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BRADFORD PA
Recording Date	Oct 1, 2021
Property Address	BARNER RD, TOWANDA, PA 18848
Document Number	0202111120
Instrument Date	Sep 29, 2021
Instrument	202111120
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	NOT AVAILABLE, 1ST ABSTRACT AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6022 NORTH RD, FRIENDSVILLE, PA 18818-8720

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2548 LAKE RD, TOWANDA, PA 18848-9674

Mortgage

Document Number	0202111121
Date	Oct 1, 2021
Instrument	202111121

Lender

Name	LAWRENCE O'REILLY
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	119 Months
Due	Sep 29, 2031

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BRADFORD PA
Recording Date	Mar 9, 2021
Property Address	BARNER RD, TOWANDA, PA 18848
Document Number	0202102494
Instrument Date	Mar 2, 2021
Instrument	202102494
Transaction Type	Transfer
Record Updated	Mar 15, 2023

Transaction

Amount	Amount on Record
Tax	$2,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6022 NORTH RD, FRIENDSVILLE, PA 18818-8720

Tax Assessment & Valuation

The 2026 property tax bill for 1171 Barner Rd was $6,859.

Source: Bradford County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bradford County
County Subdivision	Sheshequin Township
Unified School District	Athens Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,859.00	$89,250
2024	$939.00	$13,700
1999			$263,375

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1171 Barner Rd in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	29 (1993–2019)
Claims Outside the SFHA	12 of 29
Most Recent Claim	Oct 2019 · rainfall accumulation
Claims by Event	Tropical Storm Lee, Sep 2011 · 11 claims Severe Storms And Flooding, Apr 2005 · 8 claims Tropical Depression Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1171 Barner Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Revolution Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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