1171 Ash St, Ramona, CA 92065 Property Records

San Diego County property record for 1171 Ash St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,063 sqft · built 2003
Lot Size	4 acres (174,240 sqft)
Owner	Company Name on Record
Last Sale	$900,000 (Oct 2019)
Tax Bill	$10,659 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`280-210-03-00`

Property Details

APN / Parcel Number

Primary APN	`280-210-03-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,063 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	174,240 sqft
Parking Spaces	6 Parking Spaces

Location & Zoning

Street Address	1171 ASH ST
City	RAMONA
State	CA
Zip	92065-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 3 TR 014017
Legal Subdivision	SAN DIEGO 5091-1
Legal Tract	014017
Legal Block	2
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2012
Census Tract	20801

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1171 ASH ST, RAMONA, CA 92065-1309
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 10, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jan 2, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 13, 2019	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Oct 31, 2019	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2019 · Amount on Record
Deed Sale	Oct 31, 2019 · Amount on Record
Prior Sale	Jun 14, 2002 · Amount on Record
Deed Document Number	2019498639
Last Transfer Date	Dec 16, 2019
Transfer Doc	0000000779
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1171 ASH ST, RAMONA, CA 92065-1309
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1171 ASH ST, RAMONA, CA 92065-1309

Mortgage

Document Number	0000316072
Date	Apr 23, 2021
Instrument	2021-0316072

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1171 ASH ST, RAMONA, CA 92065-1309
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1171 ASH ST, RAMONA, CA 92065-1309

Mortgage

Document Number	0000201648
Date	May 10, 2022
Instrument	2022-0201648

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2052

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 2, 2020
Property Address	1171 ASH ST, RAMONA, CA 92065-1309
Document Number	0000000779
Instrument Date	Dec 16, 2019
Instrument	779
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1171 ASH ST RAMONA CA 920651309, RAMONA, CA 92065-1309

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1171 ASH ST, RAMONA, CA 92065-1309
Document Number	0000595948
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	23477 GREEN GLEN RD RAMONA CA 920655932, RAMONA, CA 92065-5932

Mortgage

Document Number	0000595948
Date	Dec 19, 2019
Instrument	595948

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2049

Interest

Rate Type	Adjustable Rate

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 31, 2019
Property Address	1171 ASH ST, RAMONA, CA 92065-1309
Document Number	0000498639
Map Reference	MAP 14017
Instrument Date	Sep 5, 2019
Instrument	2019-0498639
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1711 ASH STREET, RAMONA, CA 92065

Mortgage

Document Number	0000498640
Date	Oct 31, 2019
Instrument	2019-0498640

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,003,960 (+2%) Land $353,103 Building $650,857
2025	$10,659.00 (+6.58%) Homeowner's exemption	$984,276 (+4.04%) Land $346,180 Building $638,096
2023	$10,001.00 (-0.76%) Homeowner's exemption	$946,058 Land $332,739 Building $613,319
2022	$10,078.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1980–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 71% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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