11709 Troy Ave, Lubbock, TX 79424 Property Records

Lubbock County property record for 11709 Troy Ave, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,305 sqft · built 2017
Lot Size	0.134 acres (5,875 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,060 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R325354`

Property Details

APN / Parcel Number

Primary APN	`R325354`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,305 sqft Living Area

Exterior

Year Built	Built 2017
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,875 sqft (0.134 acres)
Lot Dimensions	117 ft deep x 50 ft wide
Garage Area	688 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	11709 TROY AVE
City	LUBBOCK
State	TX
Zip	79424-7596
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESTATES AT VINTAGE L 5
Legal Subdivision	ESTATES AT VINTAGE
Legal Lot Number	50
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1049
Census Tract	10512

Owner

11709 Troy Ave is owned and occupied by two individuals who acquired it in June 2016.

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11709 TROY AVE, LUBBOCK, TX 79424-7596
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2018	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Jun 8, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Jun 14, 2018	Grant Deed STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2016
Deed Sale	Jun 29, 2016
Deed Document Number	2016023044
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	11709 TROY AVE, LUBBOCK, TX 79424-7596
Document Number	0000022325
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	SERVICE TITLE COMPANY, SERVICE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11709 TROY AVE LUBBOCK TX 794247596, LUBBOCK, TX 79424-7596

Mortgage

Document Number	0000022325
Date	Jun 14, 2018
Instrument	22325

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.59%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	11709 TROY AVE, LUBBOCK, TX 79424-7596
Document Number	0000022326
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	SERVICE TITLE COMPANY, SERVICE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11709 TROY AVE LUBBOCK TX 794247596, LUBBOCK, TX 79424-7596

Mortgage

Document Number	0000022326
Date	Jun 14, 2018
Instrument	22326

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.59%

June 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	LUBBOCK TX
Recording Date	Jun 14, 2018
Property Address	11709 TROY AVE, LUBBOCK, TX 79424-7596
Document Number	0000022324
Instrument Date	Jun 27, 2016
Instrument	22324
Record Updated	Jul 3, 2018
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4707 100TH ST LUBBOCK TX 794246391, LUBBOCK, TX 79424-6391

Tax Assessment & Valuation

The 2025 property tax bill for 11709 Troy Ave was $4,060 with a homeowner's exemption, down 20.7% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,060.00 (-20.7%) Homeowner's exemption	$460,000 Land $44,650 Building $415,350	$460,000 Land $44,650 Building $415,350
2024	$5,120.00
2023		$425,550 Land $44,650 Building $412,686	$457,336 Land $44,650 Building $412,686

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11709 Troy Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11709 Troy Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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